430 Palace Dr, Saint Augustine, FL, 32084 | $449,900

You must see this absolutely pristine one-owner 1, 800 SF 2 BR, 2 BA plus den home; just over 5 years old! Relax on your glassed three-season lanai overlooking the scenic pond with ducks, herons, egrets and the occasional eagle! A calming, neutral color palette inside welcomes a variety of decorating schemes. The efficient kitchen awaits, its gleaming island providing a convivial perch for friends as the chef produces culinary specialties. A spacious primary suite with two walk-in closets overlooks the pond. A den/office is at the center of the home, enclosed by French doors. Maximum privacy is attained for owners and guests as guest room and bath are at the home's front. Convenient to downtown, shopping, Vilano Beach, I-95 and Jacksonville. Reclaim your free time; the HOA maintains the lawn, hedges and fertilizes! Enjoy Freedom's many amenities: two pools and clubhouses, exercise room, tennis, pickleball, and bocce ball. You'll have time to enjoy them all here at San Salito Freedom! This one-owner home has been meticulously cared for since day one! Builder fixtures were upgraded and plantation shutters added throughout home. Carpeting was removed and replaced by LVP flooring. Glass tile kitchen backsplash extends to ceiling and a sink adds to the laundry room. Additional amenities: whole house water softener system, a separate triple-filtered dispenser at kitchen sink, upgraded fans with remote operation, gutters front and rear, patio down lights on timer, landscape curbing added to beds, and specialty trees and palms planted. Water bills are reduced by the addition of a deep water well for irrigating the lawn. The exterior was repainted in 2023. Please click the green "D" tab for survey, floor plan, upgrade list and more. Note: measurements shown above are rounded to nearest foot due to limitations of MLS input system; buyer to verify all.

Features

  • Amenities: Clubhouse,Exercise,Gated,Community Pool Unheated,Tennis,Pickleball,Curbs,Sidewalk,Street Lights
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 78x110
  • Style: Contemporary,Single Family Home
  • Year Built: 2019
  • Heating: Electric,Heat Pump
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,803
  • Acreage: 0.16
  • Lot Size: 78x110
  • Est. Taxes: $3,391
  • HOA Fee: $875
  • Lot Desc: Suburban,Water Front, Paved
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 262963
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/262963/430palacedr_saintaugustine_fl?source=qrflyer
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Listing courtesy of St Augustine Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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430 Palace Dr, Saint Augustine, FL, 32084

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $283 $283 $283
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,245 $2,965
Total Monthly Payment $2,514 $2,603 $3,323

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.