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Coming soon to Vero Lake Estates -the Wilmington! Located in a desirable Indian River County community featuring homesites in peaceful surroundings, and convenient access to Vero Beach, Sebastian, shopping, dining, and the beautiful Atlantic Coast. Experience the perfect blend of comfort, convenience, and the relaxed Florida lifestyle you've been waiting for. From the moment you arrive, the covered front porch, and landscaped grounds set the tone for a home crafted with care. Step through the foyer, where 9'4'' flat ceilings create an airy sense of space, and a front guest suite with private bath & walk-in closet ideal for guests or multigenerational living. The layout flows effortlessly into the expansive great room, filled with natural light and perfectly suited for casual living and entertaining. The great room anchors this open-concept design, connecting seamlessly with the chef-inspired kitchen. Granite countertops, a generous island, stainless steel appliances, and an open dining area make it easy to cook, gather, and entertain while staying connected with everyone. Just beyond, the screened hip porch invites you to enjoy the Florida lifestyle year-round. The split-bedroom floorplan ensures privacy, with the primary suite positioned as a true retreat. A large walk-in closet, and spa-inspired bath featuring a walk-in tile shower, granite countertops, dual sinks, and a linen closet come together to create comfort and functionality in perfect balance. Hurricane shutters, zip system, and smart home features including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches deliver convenience, security, and peace of mind. A spacious 2-car garage with dedicated workshop space adds even more versatility for storage or hands-on projects. Life in the Wilmington means embracing a relaxed coastal rhythm, sunny beach days, nearby golf, small-town amenities, and the natural beauty Vero Lake Estates is known for. This home is designed for living well, entertaining with ease, and enjoying the best of New Vero Beach inside and out. It's more than a place to live, it's a lifestyle waiting to be yours.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $27 | $27 | $27 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,818 | $2,391 |
| Total Monthly Payment | $1,851 | $1,920 | $2,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.