5904 Rio Royalle Rd, Saint Augustine, FL, 32080 | $745,000

A fresh take on what downtime is meant to be, welcome to barefoot, low-key coastal living nestled between the Intracoastal Waterway and the Atlantic Ocean. Imagine stepping into your backyard, loading the fishing gear onto your boat, and heading out in search of dinner with friends who can't believe their luck at being invited along. Leave your workload, and your shoes, at the door and discover the pure, unbridled antidote to stress found at 5904 Rio Royalle Road. Inspired by a favorite home he built in the Florida Keys, where life on the water was enjoyed to the fullest, the owner found the most desirable canal-front lot with excellent navigability to the Intracoastal Waterway. He began by first creating a home for his vessel, complete with two floating docks and a covered waterside deck for relaxing after a successful day on the water. A firm believer that less is more, he designed the Rio Royalle home with 1, 125SF of thoughtfully planned living space and a 35-foot-wide covered porch overlooking the canal. It's the perfect setting for morning coffee and spectacular sunrises that have a way of changing your perspective, and the evenings are just as inviting. From the moment you arrive, the home's clean architectural lines, expansive pavered driveway, and cheerful yellow beach flowers create a welcoming first impression. The covered indoor-outdoor foyer features custom louvered walls that invite cooling breezes while maintaining privacy. On the 1st floor, a guest bedroom awaits visiting family and friends. A versatile 350SF gathering room offers space for recreation, entertaining or practical storage, while an overhead door opens to waterfront breezes and the brilliant sunsets we enjoy here. A convenient half bath serves both the first-floor living spaces and the outdoor entertaining areas. Upstairs, the expansive covered porch is truly the heart of the home. Facing east toward the water, it embodies the essence of Florida living, where outdoor spaces become everyday living spaces. Inside, the kitchen and living room are arranged in an inviting L-shaped layout, with doors opening to both eastern and western seating areas to capture breezes throughout the day. The primary bedroom enjoys its own water view and features en-suite access to the upstairs bath. The outdoor amenities continue with an elevated 200SF powered shed, a private outdoor shower, and an 11-by-11-foot paver patio topped with a pergola and centered around a fire pit. From there, it's just a few steps to the dock, deck, and endless waterfront adventures. Talk with the residents of Treasure Beach and they'll quickly tell you why they love calling this community home. It won't take long for you to understand why you'll soon feel the same way.

Features

  • Amenities: Beach Access
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 77 x 125
  • Style: Contemporary,Single Family Home
  • Year Built: 2025
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,125
  • Acreage: 0.22
  • Lot Size: 77 x 125
  • Est. Taxes: $4,274
  • Lot Desc: Water Front, Paved
  • Water Front: Yes
  • Boat Access: Yes
  • MLS#: 262962
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/262962/5904rioroyallerd_saintaugustine_fl?source=qrflyer
Copyright © 2026  St Augustine & St. Johns County Board of REALTORS Realtor® MLS. All rights reserved
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of One Sotheby's - Downtown

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5904 Rio Royalle Rd, Saint Augustine, FL, 32080

$745,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $596,000 $596,000 $596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,569 $3,763 $4,949
Total Monthly Payment $4,017 $4,211 $5,397

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.