|
Under contract-accepting backup offers. Exceptional location, extensive updates, and a private pool combine to make this Phillippi Gardens home a standout opportunity. Just minutes from Siesta Key Beach, downtown Sarasota, Sarasota Memorial Hospital, shopping, dining, and everyday conveniences, this property offers the ideal balance of accessibility and comfort. The costly improvements have already been completed, providing years of peace of mind. Triple-pane PGT impact-rated windows and a sliding glass door installed in 2018 deliver storm protection, energy efficiency, and potential insurance savings. The home's plumbing system was fully re-piped with PVC in 2018, and the septic system was replaced and connected to city sewer the same year—a rare and valuable upgrade. Additional improvements include a newer A/C system (2023), new water heater (2026), fresh interior and exterior paint (2026), updated flooring, and a newer screened pool enclosure. Inside, the thoughtfully designed three-bedroom, two-bath floor plan offers open living spaces that flow seamlessly from room to room, creating an inviting environment for both daily living and entertaining. Large windows and sliding glass doors bring in natural light while providing views of the outdoor living area. Step outside to a spacious screened lanai and pool area that serves as a private retreat for relaxing, dining, or gathering with family and friends. The generously sized backyard provides additional outdoor space with room to enjoy Florida's year-round sunshine. With no deed restrictions, a desirable school district, and major system upgrades already completed, this move-in-ready home offers exceptional value in one of Sarasota's most convenient locations.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $411 | $411 | $411 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,252 | $2,346 | $3,097 |
| Total Monthly Payment | $2,738 | $2,832 | $3,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.