1220 ANNE ELISA CIRCLE, St. Cloud, FL, 34772 | $330,000

WELCOME HOME! This meticulously maintained home is move in ready. There are so many amazing features in this beautiful home . . . inside and out. Lets start on the inside: A foyer with a double coat closet welcomes you. The living room is spacious and flows into the dining room. The dining room has French doors leading to the backyard lanai. There are 2 skylights in the living room for added lighting and a ceiling fan. The Kitchen has the perfect layout with solid surface counters, a breakfast bar, a pass-through window to the patio, can ceiling lights, newer appliances, pull outs in the lower cabs, above and below cabinet lighting on dimmers, and a large pantry. The Primary bedroom features an ensuite bathroom, ceiling fan, walk in closet and French Doors to the patio. The primary bathroom has granite counters and a skylight! The open and split floor plan features the other two bedrooms (both with ceiling fans) on the opposite side of the home sharing a 2nd bath and a linen closet. The covered and enclosed lanai features new windows, screens and vertical blinds. The patio is perfect to hang out in any time of the year. There is also a ceiling fan on the back patio. The back yard is completely fenced with a custom vinyl fence. The curb appeal of this home is a WOW!. Newer paint, Decorative stones accent the garage and two front windows. A very nice feature is the Newer paver driveway and walkway all the way to the front door without a step! The garage floor has a newer epoxy finish that shines! Washer and Dryer are in the garage. There is also a side service door. Thoughtfully curated landscaping surrounds the home, reflecting meticulous upkeep. The home also features Gutters and Downspouts as well as an irrigation system. The roof is only five years old. For Golf enthusiasts, the Saint Cloud Royal Links Golf Course is about a 3 minute drive! Fantastic location. Close to grocery shopping, just minutes to the Florida Turnpike Exchange. Area attractions are less than an hour away . . . as well as East Coast Beaches. Call today to see this lovely home!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1991
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,292
  • Acreage: 0.2
  • Est. Taxes: $746
  • HOA Fee: $349 Annually
  • Lot Desc: City Lot, Landscaped, Level, Near Golf Course, Near Public Transit, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5152165
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5152165/1220anneelisacircle_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/25/2026 2:47:07 PM)
Listing courtesy of PREFERRED REAL ESTATE   Phone: 407-791-3116

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1220 ANNE ELISA CIRCLE, St. Cloud, FL, 34772

$330,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $264,000 $264,000 $264,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.615% 5.952%
Monthly Tax Payment $62 $62 $62
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,604 $1,667 $2,192
Total Monthly Payment $1,741 $1,804 $2,329

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.