828 RILEY Lane, Saint Augustine, FL, 32095 | $810,000

Coming Soon listing, no showings. Welcome to 828 Riley Lane, a beautifully maintained executive home located within the gates of Palencia, one of Northeast Florida's premier golf course communities. Perfectly positioned on a private preserve homesite surrounded by mature trees and lush tropical landscaping, this property offers a rare combination of privacy, outdoor living, and exceptional community amenities.

Inside, soaring ceilings, rich wood flooring, formal living and dining rooms, and a dedicated home office create an elegant yet functional floor plan. The spacious kitchen features granite countertops, abundant cabinetry, a center island, breakfast bar seating, and seamless flow into the family room and outdoor entertaining spaces.

The privately situated owner's retreat offers a peaceful escape with a spa-inspired bath featuring a soaking tub, walk-in shower, and generous closet space. Additional bedrooms provide flexibility for guests, family, hobbies, or work-from-home needs.

Click MORE for additional info Step outside and discover your own backyard retreat. An expansive paver patio, custom putting green, firepit gathering area, covered lanai, and fully fenced yard overlook a heavily wooded preserve, creating a setting that feels both private and resort-like. Whether entertaining friends or enjoying a quiet evening outdoors, this backyard is designed for year-round Florida living, and still has room for a pool. Residents enjoy access to Palencia's outstanding amenities, including multiple pools, a water park, fitness center, tennis courts, pickleball, fishing pier, miles of walking and jogging paths, parks, playgrounds, and a semi-private championship golf course. Conveniently located near historic St. Augustine, area beaches, shopping, dining, and top-rated schools, this home offers the perfect blend of luxury, lifestyle, and location.

Features

  • Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Jogging Path, Management - Full Time, Management - Off Site, Park, Pickleball, Playground, Security, Tennis Court(s)Sidewalks, Fishing, Suburban, Street Lights, Restaurant, Gated, Curbs
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
  • Style: Multi Generational
  • Year Built: 2004
  • Garage: 3-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 3,083
  • Acreage: 0.37
  • Est. Taxes: $8,673
  • HOA Fee: $125 Annually
  • Lot Desc: Cul-De-Sac, Dead End Street, Irregular Lot, Many Trees, Sprinklers In Front, Sprinklers In Rear
  • View: Protected Preserve, Trees/Woods
  • Elem. School: Palencia
  • Middle School: Pacetti Bay
  • High School: Allen D. Nease
  • Appliances: Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Tankless Water Heater
  • MLS#: 2151484
  • Website: https://www.raveis.com
    /prop/2151484/828rileylane_saintaugustine_fl?source=qrflyer
Copyright © 2026  Northeast Florida Multiple Listing Service,
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of INTERNATIONAL GOLF REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

828 RILEY Lane, Saint Augustine, FL, 32095

$810,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $648,000 $648,000 $648,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.110% 6.097%
Monthly Tax Payment $723 $723 $723
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,833 $3,885 $5,425
Total Monthly Payment $4,648 $4,700 $6,240

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.