17584 SE 105TH TERRACE, Summerfield, FL, 34491 | $225,900

Welcome to Central Florida living at its finest! Don't miss this opportunity to own a beautifully maintained and updated home in the desirable Spruce Creek South 55+ gated golf community. You will notice Newer Pergo, also Tile, and Laminate flooring throughout the house and carpet in the bedrooms, all well maintained.

Conveniently located near the main gate for easy access while remaining away from the main road, this popular Fir model features 2 bedrooms, 2 bathrooms, a 1-car garage, and a deep golf cart garage. A separate laundry room with newer washer and dryer is located behind the garage, along with additional storage space between the laundry area and golf cart garage—a rare and valuable feature.
18 HOLE GOLF-COURSE WITH PRO SHOP AND RESTAURANT IN THE PREMISES FOR YOUR ENJOYMENT.

Major updates provide peace of mind, including:
• Roof (2022)
• Lanai roof upgrade (2025)
• Carrier HVAC system (2025)
• Hot water heater (2020)
• Dishwasher (2025)
• Dryer (2025)
• New siding (2018)

Inside, you'll find a spacious living and dining room combination enhanced by plantation shutters and decorative chair rail molding. The kitchen features granite countertops, a pantry with pull-out shelving, A Pantry with Pull Out Shelves, and a Beautiful Chandelier.
Enjoy year-round comfort in the enclosed 8'9" x 27'7" lanai, complete with a mini-split unit system. Just outside, relax on the concrete patio beneath a charming pergola. The guest bedroom features newer carpeting, and the home offers excellent storage space that is hard to find in many homes of this size.

This well-maintained property boasts attractive curb appeal and is ideally located near hospitals, pharmacies, grocery stores, gas stations, retail shopping, specialty clinics, and numerous dining options. Walmart is conveniently located directly across US-441, and residents can legally cross at the traffic light near the main entrance. The rear resident gate provides direct access to a nearby shopping plaza and additional amenities.

The seller is willing to leave the dining room set and select furnishings in the lanai and guest bedroom. All other furniture does not convey. Please contact your agent for a complete list of included items.

Residents of Spruce Creek South enjoy an impressive array of amenities, including:
18 HOLE GOLFCOURSE WITH PRO- SHOP AND RESTAURANT IN THE PREMISES!
• Clubhouse with stage and kitchen
• Game rooms and billiards room
• Fitness center
• Men's and women's saunas
• Heated outdoor pool and spa
• Softball field
• Recycling center
• Additional parking available for a small annual or semi-annual fee

Located just minutes from The Villages, residents can enjoy daily live entertainment, shopping, dining, and recreation.

This move-in-ready home offers comfort, convenience, and an active Florida lifestyle in a secure gated community. Schedule your private or virtual tour today and discover everything this exceptional property has to offer!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Handicap Modified, Optional Additional Fees, Pickleball Court(s), Pool, Racquetball, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 100 x 110
  • Laundry: In Garage
  • Year Built: 1990
  • Garage: 1-car Driveway, Garage Door Opener, Golf Cart Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,144
  • Acreage: 0.25
  • Lot Size: 100 x 110
  • Est. Taxes: $2,924
  • HOA Fee: $180 Monthly
  • Lot Desc: Cleared
  • Elem. School: Belleview Elementary School
  • Middle School: Belleview Middle School
  • High School: Belleview High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: G5114005
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5114005/17584se105thterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 4:07:19 AM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

17584 SE 105TH TERRACE, Summerfield, FL, 34491

$225,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,720 $180,720 $180,720
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,069 $1,127 $1,489
Total Monthly Payment $1,388 $1,446 $1,808

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.