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Welcome to Central Florida living at its finest! Don't miss this opportunity to own a beautifully maintained and updated home in the desirable Spruce Creek South 55+ gated golf community. You will notice Newer Pergo, also Tile, and Laminate flooring throughout the house and carpet in the bedrooms, all well maintained.
Conveniently located near the main gate for easy access while remaining away from the main road, this popular Fir model features 2 bedrooms, 2 bathrooms, a 1-car garage, and a deep golf cart garage. A separate laundry room with newer washer and dryer is located behind the garage, along with additional storage space between the laundry area and golf cart garage—a rare and valuable feature.
18 HOLE GOLF-COURSE WITH PRO SHOP AND RESTAURANT IN THE PREMISES FOR YOUR ENJOYMENT.
Major updates provide peace of mind, including:
• Roof (2022)
• Lanai roof upgrade (2025)
• Carrier HVAC system (2025)
• Hot water heater (2020)
• Dishwasher (2025)
• Dryer (2025)
• New siding (2018)
Inside, you'll find a spacious living and dining room combination enhanced by plantation shutters and decorative chair rail molding. The kitchen features granite countertops, a pantry with pull-out shelving, A Pantry with Pull Out Shelves, and a Beautiful Chandelier.
Enjoy year-round comfort in the enclosed 8'9" x 27'7" lanai, complete with a mini-split unit system. Just outside, relax on the concrete patio beneath a charming pergola. The guest bedroom features newer carpeting, and the home offers excellent storage space that is hard to find in many homes of this size.
This well-maintained property boasts attractive curb appeal and is ideally located near hospitals, pharmacies, grocery stores, gas stations, retail shopping, specialty clinics, and numerous dining options. Walmart is conveniently located directly across US-441, and residents can legally cross at the traffic light near the main entrance. The rear resident gate provides direct access to a nearby shopping plaza and additional amenities.
The seller is willing to leave the dining room set and select furnishings in the lanai and guest bedroom. All other furniture does not convey. Please contact your agent for a complete list of included items.
Residents of Spruce Creek South enjoy an impressive array of amenities, including:
18 HOLE GOLFCOURSE WITH PRO- SHOP AND RESTAURANT IN THE PREMISES!
• Clubhouse with stage and kitchen
• Game rooms and billiards room
• Fitness center
• Men's and women's saunas
• Heated outdoor pool and spa
• Softball field
• Recycling center
• Additional parking available for a small annual or semi-annual fee
Located just minutes from The Villages, residents can enjoy daily live entertainment, shopping, dining, and recreation.
This move-in-ready home offers comfort, convenience, and an active Florida lifestyle in a secure gated community. Schedule your private or virtual tour today and discover everything this exceptional property has to offer!
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Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,720 | $180,720 | $180,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $244 | $244 | $244 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,069 | $1,127 | $1,489 |
| Total Monthly Payment | $1,388 | $1,446 | $1,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.