Welcome to 53 Abbott in Mastic, located in the Eastport-South Manor School District. This spacious (4) Bedroom, (2. 5) Bathroom Colonial is ready for you to move right in! Offering approximately 2, 400 square feet of living space, this well-maintained home features an inviting living room with a cozy wood-burning stove, an eat-in kitchen with updated appliances, a comfortable den, and a convenient first-floor half bath. Upstairs, you'll find four generously sized bedrooms, including a primary suite with walk-in closets and plumbing already in place for a future primary bathroom. A full bathroom, second-floor laundry area, Brand new staircase , and updated interior doors complete the upper level. The finished basement (completely renovated) provides additional living space with a full bathroom, ductless mini-split system, egress access, and a separate unfinished storage area. Recent updates throughout the home include a new hot water heater, oil burner, chimney liner and cap, 275-gallon oil tank, upgraded 220-amp electric service, central air conditioning, siding, windows, gutters, kitchen, and luxury vinyl plank flooring. Additional features include oil baseboard heat, wall-mounted heating and cooling units, pull-down attic access with new exhaust fans, a one-car attached garage with interior access, and a fully PVC-fenced backyard enhanced with privacy shrubs. Step outside and enjoy summer entertaining with an 18-foot saltwater above-ground pool surrounded by a wood deck, along with a spacious patio and driveway installed by the current owners. Conveniently located close to Smith Point Beach, public transportation, shopping, and more!
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Our Executive Mortgage Banker:
$674,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $539,999 | $539,999 | $539,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $1,029 | $1,029 | $1,029 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,281 | $3,410 | $4,484 |
| Total Monthly Payment | $4,402 | $4,531 | $5,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.