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Welcome to this beautifully updated Bluffton Cottage in the award-winning Sun City Hilton Head community. Meticulously maintained and move-in ready, this exceptional home offers the ideal blend of comfort, elegance, and easy living in one of Bluffton's most sought-after 55+ communities. At the heart of the home is a stunning chef-inspired kitchen featuring gorgeous white cabinetry with crown molding, sparkling quartz countertops, tile backsplash, stainless steel appliances, and a gas range-perfect for the home chef! The open, light-filled floor plan creates a warm and welcoming atmosphere, while the inviting Carolina room provides the perfect space to enjoy morning coffee or a relaxing afternoon with a good book. The beautifully renovated primary suite serves as a private retreat with quartz-topped vanities, custom tile work, a zero-entry glass shower, and updated designer fixtures. A versatile den offers endless possibilities as a home office, hobby room, craft space, or optional third bedroom for visiting family and friends. One of the home's most impressive features is the expansive vaulted screened lanai with heating and cooling, creating a true four-season outdoor living space. Whether hosting neighbors, enjoying evening cocktails, or simply taking in the peaceful surroundings, this remarkable space extends your living area year-round and embodies the relaxed Lowcountry lifestyle buyers crave.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $504,000 | $504,000 | $504,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,019 | $3,182 | $4,185 |
| Total Monthly Payment | $3,111 | $3,274 | $4,277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.