40 Harmony Road, Pawling, NY, 12564 | $499,000

Set on 5. 6 acres in Pawling within the Pawling Central School District, this Colonial-style home offers a rare combination of acreage, character, and versatile living space. With 4 bedrooms, 2 baths, and 1, 872 square feet, buyers searching for a home with land in Dutchess County, a property surrounded by mature trees, or a house with multiple indoor and outdoor gathering spaces will appreciate everything this property has to offer. Inside, the home blends timeless charm with comfortable everyday living. Hardwood and tile flooring extend throughout much of the home, while a beautiful brick fireplace creates a welcoming focal point in the main living area. Natural light fills the home through oversized windows and skylights, enhancing the inviting atmosphere. The breakfast nook provides a comfortable spot for casual dining, while the sunroom showcases vaulted wood ceilings, a skylight, and walls of windows overlooking the surrounding landscape. A striking stone hearth with a freestanding propane stove adds warmth, character, and an additional gathering space ideal for relaxing throughout the seasons. Outside, the property offers multiple areas to enjoy the natural setting. A spacious rear deck overlooks the wooded acreage, while the stone patio provides an ideal space for outdoor dining, entertaining, or enjoying the scenery. Mature landscaping, established garden beds, and expansive lawns blend seamlessly with the surrounding trees, creating a picturesque setting with room for recreation, gardening, and outdoor hobbies. The roof was replaced approximately two years ago, and the garage doors were replaced this year, providing valuable updates for the next owner. An artesian well supplies the home with a reliable and abundant water source. Conveniently located near the Pawling train station, schools, shopping, parks, and major commuter routes, this property offers the balance of country living and accessibility that many buyers seek in Dutchess County.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1968
  • Garage: 2-car
  • Heating: Baseboard, Other
  • Cooling: None
  • Basement: Unfinished, Walk-Out Access
  • Approx Sq. Feet: 1,968
  • Acreage: 5.6
  • Est. Taxes: $9,576
  • Lot Desc: Back Yard, Hilly, Wooded
  • View: Trees/Woods
  • Elem. School: Pawling Elementary School
  • Middle School: Pawling Middle School
  • High School: Pawling High School
  • School District: Pawling
  • Appliances: Dryer, Oven, Range, Refrigerator, Washer
  • MLS#: 1014153
  • Website: https://www.raveis.com
    /prop/1014153/40harmonyroad_pawling_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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40 Harmony Road, Pawling, NY, 12564

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $798 $798 $798
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,391 $2,521 $3,315
Total Monthly Payment $3,264 $3,394 $4,188

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.