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DIRECT GULF ACCESS • NO FIXED BRIDGES • 13, 000 LB BOAT LIFT
It’s all about the Florida waterfront lifestyle in this extensively updated Gulf Harbors home offering 66 feet of saltwater canal frontage with direct Gulf access and no fixed bridges. Whether you’re boating, fishing, waterfront dining, or simply enjoying breathtaking sunsets from your backyard, this property delivers the lifestyle so many buyers are seeking.
Designed with comfort and functionality in mind, this 2-bedroom, 2-bath home features a desirable split-bedroom floor plan and an open-concept living space that flows seamlessly from the kitchen into the living and dining areas. Primary bedroom features an ensuite with a walk in shower. Both bathrooms have new vanities, quartz countertops, moen fixtures and new toilets. The completely remodeled kitchen showcases elegant quartz countertops, soft close cabinetry, a matching seamless backsplash, premium GE stainless steel appliances, a large center island, and abundant storage.
The spacious enclosed 273-square-foot lanai overlooks the water and provides the perfect setting for relaxing or entertaining year-round while enjoying wide canal views and coastal breezes.
Boating enthusiasts will appreciate the remote operated 13, 000-pound boat lift, 16’ x 16’ stationary dock, 8’ x 20’ floating dock, 66 feet of seawall, and quick access to open Gulf waters within minutes. Additional improvements include replacement vinyl windows installed under permit in 2007, hurricane shutters for added storm protection, updated bathrooms, fresh paint inside, new 6 panel interior and exterior doors, a new fence (2025), new high-efficiency heat pump (2025), gutters and eaves added in 2021, a durable tile roof, HydraStop flat roof system installed under permit in 2014, and a spacious one-car garage. Move in ready!
Residents have the opportunity to join the optional Gulf Harbors Private Beach Club, featuring a quarter-mile of private sandy beach along the Gulf of Mexico. Conveniently located near historic downtown New Port Richey, you’ll enjoy easy access to local restaurants, boutique shopping, waterfront parks, festivals, and live entertainment.
Whether you’re cruising to waterfront restaurants, spending the day fishing in the Gulf, or relaxing by the beach, this home offers the Florida waterfront lifestyle people dream about. From your dock to open Gulf waters in minutes—this is more than a home, it’s a lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,904 | $3,820 |
| Total Monthly Payment | $3,475 | $3,624 | $4,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.