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Affordable Florida living awaits in this well-maintained two-bedroom, two-bath home with an oversized two-car garage, located in the popular deed-restricted golf course community of Rotonda West. A lovely screened and tiled front entry welcomes you inside, where you'll find a thoughtfully designed split-bedroom floor plan with no wasted space.
The spacious living room features a cathedral ceiling, ceiling fan, and three updated impact-resistant front windows that provide abundant natural light. Just off the living room is a versatile bonus area, perfect for a small home office, reading nook, or hobby space.
The updated kitchen offers Wilsonart textured countertops, subway tile backsplash, closet pantry, and a convenient pass-through double-hung window to the lanai. A full suite of GE stainless steel appliances, including a French-door refrigerator, microwave, smooth-top convection range with air fryer, and dishwasher, complete the space. The adjoining dinette area is accented by a charming reclaimed wood feature wall.
The primary suite features vinyl plank flooring, a walk-in closet, sliding glass doors leading to the lanai, and an updated en-suite bath with a solid-surface vanity, new mirror, lighting, and toilet. The guest bedroom is equally inviting with vinyl plank flooring, ceiling fan, and wall closet, while the adjacent guest bath with it's combo tub/shower has been tastefully updated with a solid-surface vanity, new lighting, mirror, & toilet.
The two-car garage includes a stack washer/dryer and free standing cabinetry, a utility sink, automatic garage door opener, and updated impact-rated overhead and man door. Outdoor living is easy on the spacious screened lanai, featuring plank tile flooring and dual ceiling fans, creating the perfect spot to relax and enjoy Florida's beautiful weather.
Additional updates include a new shingle roof completed in 2023. The air conditioning system was recently serviced and inspected, and the home has successfully passed a four-point inspection. The backyard offers added privacy with a lush pitch apple hedge and other tropical landscaping. Best of all, the property is located outside of a designated flood zone, meaning flood insurance is not typically required by lenders.
Rotonda West offers an exceptional lifestyle with a low annual HOA fee of just $190 and amenities including a clubhouse, playground, tennis courts, Circle Park, and Broadmoor Park. Beautiful Gulf beaches, boating opportunities in Lemon Bay and Boca Grande, and world-class fishing are all just a short drive away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $255 | $255 | $255 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,149 | $1,212 | $1,594 |
| Total Monthly Payment | $1,479 | $1,542 | $1,924 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.