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WATERFRONT VIEWS, OWNED SOLAR & FRESH MODERN UPDATES | A Spacious Fern Hill Home Designed for Comfortable Florida Living. Welcome to this phenomenal 2, 612 sq. ft. 4-bedroom, 2. 5-bath home in the beautiful Fern Hill community, where spacious design, modern updates, and serene outdoor living create the perfect place to call home. From the moment you enter, you are welcomed by soaring ceilings, architectural details, abundant natural light, and a freshly repainted interior that gives the entire home a clean, bright, move-in-ready feel. French doors open to a dedicated office/flex room, ideal for working from home, a study space, hobby room, or private sitting area. The main living areas flow effortlessly into a spacious kitchen featuring 42-inch cherry cabinetry with crown molding, black appliances, a smooth-top range, generous counter space, and a large center island designed for gathering, meal prep, and entertaining. The open-concept layout continues into the dining and family room areas, creating an inviting setting for everyday living and special occasions. Upstairs, luxury vinyl plank flooring extends throughout the stairs and entire second floor, adding warmth, style, and easy maintenance. The oversized upstairs loft offers exceptional flexibility for a media room, game room, playroom, fitness area, or second living space. The private primary retreat is tucked away from the secondary bedrooms and offers generous space for oversized furniture, along with a comfortable en-suite bath featuring dual vanities, a walk-in shower, and a spacious walk-in closet. Step outside through the sliding glass doors to enjoy an extended brick-paver patio overlooking the peaceful pond, creating the perfect backdrop for morning coffee, evening sunsets, weekend BBQs, or relaxing with friends and family. Best of all, the solar panels are fully paid off and owned, offering valuable energy-efficiency benefits without the burden of a solar lease. With fresh interior paint, upgraded flooring, flexible living spaces, a large loft, dedicated office, pond views, and owned solar, this Fern Hill gem delivers the space, lifestyle, and value today’s buyers desire.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$384,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $307,920 | $307,920 | $307,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $839 | $839 | $839 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,821 | $1,921 | $2,536 |
| Total Monthly Payment | $2,735 | $2,835 | $3,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.