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Welcome to 3974 Gullah Avenue in North Charleston!Situated in a fantastic location near the vibrant Park Circle area, Old North Charleston, and the popular Firefly Distillery, this inviting home offers unique character, modern convenience, and the added financial freedom of having no HOA. Step inside the main level to find a comfortable living room that flows seamlessly into a dedicated eat-in dining area. The kitchen has been beautifully modernized, boasting sleek shaker cabinets with stylish hardware, updated countertops, stainless steel appliances, and nicely sized tile flooring. A generously sized pantry, a convenient half-bath, and a dedicated laundry room provide all the practical space you need on the first floor. The entire home boasts historic reclaimed heart pine floors that were specially sourced from a house on John's Island. These beautiful floors are 3/4 of an inch thick and 5 inches wide. The upstairs offers a thoughtful split layout that provides excellent privacy for the owner's suite, which is situated on its own side of the house. This primary suite features two separate closets and an en-suite bathroom complete with tile floors and a tub/shower combo. The second floor also hosts two versatile guest rooms. One bedroom offers a nice little walk-in closet, while the second bedroom features a sliding-door closet and is perfectly purposed as a home office. These rooms share a full guest bathroom equipped with a beautiful tub.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,147 | $2,823 |
| Total Monthly Payment | $2,111 | $2,222 | $2,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.