13190 BANYAN DRIVE, Punta Gorda, FL, 33955 | $499,000

CUSTOM-BUILT 2025 HOME IN TROPICAL GULF ACRES! Tucked away on a private homesite with NO HOA, this stunning custom-built 2025 home delivers the perfect blend of modern luxury and wide-open Florida living. Offering 4 bedrooms, a dedicated den, 2 bathrooms, and 2, 137 square feet of thoughtfully designed space, this property feels like a private retreat while remaining just minutes from Punta Gorda's shopping, dining, boating, and I-75 access. From the moment you arrive, you'll know this home is different. The striking custom exterior showcases rich stone accents, natural wood details, a sprawling front porch made for morning coffee and sunset views, and an upgraded culvert pipe installation that provides smooth access and a clean, finished look across the front of the property. Surrounded by mature Florida landscape and natural beauty, you'll enjoy the peace, privacy, and freedom that only country living can provide. Inside, every inch of this home was designed with quality and craftsmanship in mind. Soaring tray ceilings, wood-look tile flooring throughout, designer lighting, and an expansive open floor plan create a warm yet sophisticated atmosphere. The spacious great room features a stunning fireplace focal point and flows seamlessly into a magazine-worthy kitchen complete with custom cabinetry extending to the ceiling, glass-front display cabinets, farmhouse sink, subway tile backsplash, walk-in pantry, and a showstopping oversized island built for gathering family and friends. The primary suite is a true owner's retreat, featuring a spa-inspired bathroom with dual vanities, a freestanding soaking tub, oversized walk-in shower with rainfall fixture, and upscale finishes that rival luxury custom homes. Three additional bedrooms plus a versatile den provide plenty of room for guests, a home office, gym, or hobby space. This is the lifestyle so many people move to Florida to find—room to breathe, space between neighbors, peaceful surroundings, and star-filled nights, all without sacrificing modern comforts. Why settle for a cookie-cutter subdivision when you can own a custom-built home that offers the best of country living right here in Southwest Florida? If you've been searching for that rare property that combines luxury, privacy, and true Florida country charm, you've just found it.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,137
  • Acreage: 0.33
  • Est. Taxes: $757
  • Lot Desc: Oversized Lot
  • View: Trees/Woods
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7527302
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7527302/13190banyandrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/27/2026 9:27:18 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-639-1376

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13190 BANYAN DRIVE, Punta Gorda, FL, 33955

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $63 $63 $63
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,391 $2,490 $3,288
Total Monthly Payment $2,529 $2,628 $3,426

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.