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Welcome to Regatta on James Island, one of the area's most desirable gated condo communities! Ideally located less than 5 miles to Downtown Charleston and 8 miles to Folly Beach, this unit offers the perfect blend of convenience, privacy, and low maintenance living. The Regatta features fantastic amenities including a gate, neighborhood pool, clubhouse, fitness center, and beautifully maintained grounds. Inside, you'll find a spacious and functional layout with two bedrooms and two full bathrooms positioned on opposite sides of the condo, creating ideal separation and privacy. The open living area flows into the kitchen, which offers great cabinet space and a pantry. Recent updates include fresh paint throughout, professionally cleaned carpet, and a brand new electric rangeand microwave. All appliances convey, including the washer and dryer, making this a truly turnkey opportunity for the next owner. Relax on the screened porch and enjoy the added privacy that comes with being a top floor end unit with minimal shared walls. Whether you're looking for a primary residence, second home, or investment property, this condo is ready for you to enjoy everything James Island has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$357,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $286,000 | $286,000 | $286,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,738 | $1,806 | $2,375 |
| Total Monthly Payment | $1,813 | $1,881 | $2,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.