3307 PINE TOP DRIVE, Valrico, FL, 33594 | $425,000

Coming Soon in Somerset and with a motivated owner. This is the kind of home buyers wait for, one of the largest floor plans in the neighborhood with 4 bedrooms, a loft/media/bonus, an office or den, 3 full bathrooms, 2 living areas, and a 3-car garage.
From the moment you enter, the soaring foyer, architectural arches, and open layout give the home a spacious, welcoming feel. The oversized kitchen sits at the heart of the home and features a bright breakfast nook with bay windows, creating the perfect place for everyday meals, morning coffee, or gathering with family. You will cook in here whether you plan to or not.
With both a formal living room and a separate family room, there is room to entertain, relax, work, and spread out. The upstairs loft adds even more flexibility and can easily serve as a media room, game room, homework space, or second retreat. The office or den is ideal for working from home, a quiet study, or a flex space to fit your needs. There is room for the real rhythms of life. Movie nights do not have to compete with company.
The primary suite offers a spacious escape with a beautiful bath featuring a soaking tub, while the 2 zone AC system, tankless water heater, and functional layout add comfort and convenience. The three-car garage handles the cars, the hobbies, and everything in between. And when you are ready to step outside, the community pool and playground are right around the corner. This home gives you space inside and lifestyle outside.
Somerset offers a convenient location near shopping, dining, entertainment, hospitals, major roads, and interstate access. With 3, 295 square feet, multiple living spaces, and the opportunity to make it your own, this home is one buyer should not overlook. Some homes check boxes. This one rewrites the list and with just a little bit of TLC, this home will produce memories for a lifetime.

Features

  • Amenities: Park, Playground, Pool
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2003
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,295
  • Acreage: 0.17
  • Est. Taxes: $7,471
  • HOA Fee: $160 Quarterly
  • Lot Desc: Cleared, In County, Sidewalk
  • Elem. School: Nelson-HB
  • Middle School: Mulrennan-HB
  • High School: Durant-HB
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: TB8520958
  • Website: https://www.raveis.com
    /prop/TB8520958/3307pinetopdrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 9:02:59 AM)
Listing courtesy of KELLER WILLIAMS REALTY NEW TAMPA   Phone: 813-994-4422

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3307 PINE TOP DRIVE, Valrico, FL, 33594

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $623 $623 $623
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,036 $2,121 $2,801
Total Monthly Payment $2,734 $2,819 $3,499

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.