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86 Conch Road, Narragansett, RI, 02882 | $899,000
Just moments from the water, 86 Conch Road captures the charm of classic coastal living in the highly desirable Great Island neighborhood of Narragansett. This quintessential New England beach cottage offers a relaxed seaside lifestyle with sun-filled living spaces and an open-concept layout perfect for gathering after a day at the beach. A spacious deck invites you to unwind with salty ocean breezes and glowing western sunsets, while the walk-to-water location makes every day feel like a vacation. Inside, the home blends timeless cottage character with modern comforts, featuring a bright kitchen, central air, and ceramic tile and luxury vinyl flooring throughout. Recent improvements include a complete renovation of the rear portion of the home in 2025 with new walls, flooring, interior doors, and windows. The full bathroom was also renovated in 2025 with a new shower/tub, vanity, toilet, flooring, and beadboard accents. Additional updates include a new hot water tank (2025), driveway (2024), chimney and foundation faux-stone fa ade (2024), and cedar shingle siding installed in 2021. Set on a generous lot in one of Narragansett's most sought-after coastal communities, this charming retreat is close to marinas, beaches, restaurants, and all the beauty of Rhode Island's shoreline. Whether you're searching for a year-round residence, summer getaway, or investment opportunity, this cottage offers the perfect blend of coastal charm, modern updates, and carefree beach living.
Features
- Amenities: Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1950
- Garage: No Garage
- Heating: Forced Air,Oil
- Cooling: Central Air
- Basement: Partial,Unfinished
- Approx Sq. Feet: 832
- Acreage: 0.16
- Est. Taxes: $4,644
- HOA Fee: $25 Annually
- View: Saltwater,Water
- Appliances: Dryer,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1415286
- Website: https://www.raveis.com
/prop/1415286/86conchroad_narragansett_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
86 Conch Road, Narragansett, RI, 02882
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $387 | $387 | $387 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,312 | $6,069 |
| Total Monthly Payment | $4,563 | $4,791 | $6,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB