4423 WOODSONG Loop W, Jacksonville, FL, 32225 | $579,900

Tucked beneath the majestic oaks of one of Fort Caroline's most beloved neighborhoods, this timeless all-brick beauty in Harbor Woods offers the kind of charm, space, and character that's becoming increasingly hard to find.
Set on an exceptional 0. 34-acre homesite filled with mature trees, flowers, and blooming plants, this four-bedroom, three-bath home blends solid craftsmanship with a subtle mid-century vibe and an inviting, light-filled floor plan spanning nearly 2, 100 square feet. Vaulted ceiling, natural light, and no carpet throughout create an airy, effortless feel from the moment you step inside.
At the heart of the home is the kitchen featuring all stainless steel appliances less than 2 yrs old - including the fridge-a coffee bar w/ bar seating that opens up to the spacious family room overlooking a large screened porch and gorgeous backyard. A dedicated dining room and versatile flex room provide endless possibilities for a home office, playroom, or second living area. The primary suite is a peaceful retreat with private access to the screened porch and a beautifully renovated bath featuring Kohler fixtures and recently updated finishes in the walk-in shower. Two additional renovated bathrooms have also been refreshed with new toilets and fixtures. Step outside and discover what truly makes this property unforgettable. The oversized screened porch overlooks a breathtaking backyard bursting with color and life. Mature hydrangeas bloom alongside producing lemon, orange, and grapefruit trees, while a pumpkin vine is already growing for the upcoming fall season. The fully fenced yard offers endless room for children and pets to play, space to add the pool you've always dreamed of. Additional updates include a 2024 HVAC system, replacement windows, an approximately 8 yr old roof, a whole-house UDI water filtration system, irrigation supplied by well water with a new irrigation pump, and low-maintenance confidence that comes with a sold brick exterior. With an incredibly affordable $70 annual HOA, residents enjoy neighborhood events and maintenance of the community entrance while preserving the welcoming charm Harbour Woods is known for. Located just around the corner from the public boat ramp, you'll enjoy quick assess to the St. Johns River while being surrounded by the historic beauty of Fort Caroline- where towering oaks, established homes, and peaceful streets create one of Jacksonville's most desirable places to call home. Homes with this combination of character, oversized lots, mature landscaping, and solid brick construction feel rarely become available. WELCOME HOME TO HARBOUR WOODS.

Features

  • Amenities: Street Lights
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 1983
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,045
  • Acreage: 0.34
  • HOA Fee: $70 Annually
  • Lot Desc: Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
  • View: Trees/Woods
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2151399
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/2151399/4423woodsongloopw_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4423 WOODSONG Loop W, Jacksonville, FL, 32225

$579,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,920 $463,920 $463,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,778 $2,929 $3,852
Total Monthly Payment $2,870 $3,021 $3,944

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.