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TRUE TROPHY UNIT WITH 20 FOOT CEILINGS, 2, 498 LIVING SQFT AND INCLUDES TWO BOAT SLIPS- 4 Beds |3. 5 Baths - This is the kind of place most Miami buyers spend years looking for — a two-story, split-level waterfront residence sitting on the 18th floor of Eloquence on the Bay. The home spans two full levels with soaring ceilings, floor-to-ceiling glass, and four private terraces that capture sunrise over the water and sunset over the city. The open living and dining areas flow naturally, and the loft upstairs works perfectly as a fourth bedroom or private retreat. Every bedroom has its own en-suite bath and private balcony access. Marble and ceramic tile flooring throughout. Dolphins and manatees pass by the marina in the mornings. The water is visible from nearly every room. The building delivers a full resort experience: private marina, luxury pool and jacuzzi, 2-story fitness center, yoga studio, tennis and basketball courts, waterfront walkway, kayak, paddle-board and bike storage, EV charging, and 24/7 concierge and security. Two assigned covered garage spaces included. Tucked at the quiet end of Harbor sland in North Bay Village — one of Miami's last emerging waterfront communities, with new restaurants, retail, and major developments already underway. Minutes from Miami Beach, the Design District, top-rated schools, MIA, and Fort Lauderdale airports. A rare opportunity to own one of Miami's most unique waterfront residences.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,680,000 | $1,680,000 | $1,680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.223% | 6.183% |
| Monthly Tax Payment | $1,639 | $1,639 | $1,639 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,804 | $10,208 | $14,177 |
| Total Monthly Payment | $11,568 | $11,972 | $15,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.