9404 SPRING CIRCLE, Port Charlotte, FL, 33981 | $699,000

Paradise Found on Spring Circle in beautiful South Gulf Cove. This waterfront 2-bedroom, 2. 5-bath home with a bonus room and office offers the Florida lifestyle boaters dream about. Located just off the main Zephyr Waterway with only one bridge to the lagoon, this home provides quick access to the lock, Charlotte Harbor, and some of the best boating, fishing, beaches, and waterfront dining in Charlotte County.
Inside, you’ll find an open-concept Florida layout designed for comfort and easy entertaining. The home features tile throughout most living areas, elegant coffered ceilings, a breakfast area with custom cabinetry to match the kitchen, and a formal dining room for special gatherings. The chef’s kitchen is a true standout with KitchenAid stainless steel appliances, a gas cooktop and vent hood, double wall ovens, built-in microwave, generous cabinet storage, and a stylish bar area with wine refrigerator. A Samsung washer and dryer add even more everyday convenience.

The spacious carpeted primary suite offers water views, lanai access, a coffered ceiling, and a beautifully appointed bath with dual granite-topped sink areas, including a makeup station, abundant storage, a garden soaking tub, and a walk-through tiled shower. The guest bedroom is also carpeted, enjoys water views, and is conveniently located near the guest bath. The additional half bath adds extra convenience for visitors. The bonus room, attached to the garage, provides flexible space for hobbies, storage, fitness, crafts, or whatever suits your needs.

The outdoor living area is simply exceptional. Relax or entertain around the heated pool, enjoy the 7-person HotSpring spa on the lanai, or gather at the built-in outdoor bar featuring a Bull drop-in grill, hood, wet bar, ample storage, and a gorgeous planked wood ceiling. Hurricane roll-down screens provide added protection and comfort, while the fenced yard, irrigation system, and 7-camera setup add function, security, and peace of mind.

Boaters will love the huge 38 x 6 walk-around dock with a Neptune boat lift, water, and electric already in place. There is plenty of room to fish, lounge, launch your next adventure, or simply take in the peaceful water views. With a short ride to the lock and Charlotte Harbor, this South Gulf Cove waterfront home truly captures the best of boating, fishing, relaxing, and entertaining.

Features

  • Rooms: 13
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 125 +/-
  • Laundry: Laundry Room
  • Year Built: 2019
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,338
  • Acreage: 0.23
  • Lot Size: 80 x 125 +/-
  • Est. Taxes: $837
  • HOA Fee: $120 Annually
  • Lot Desc: Landscaped
  • View: Water
  • Water Front: Yes
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: D6147832
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6147832/9404springcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/22/2026 7:32:11 AM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9404 SPRING CIRCLE, Port Charlotte, FL, 33981

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $70 $70 $70
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,349 $3,531 $4,644
Total Monthly Payment $3,511 $3,693 $4,806

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.