3384 Atlantic CIR, Naples, FL, 34119 | $1,099,000

Sunrise in your private gated courtyard. Sunset over the lake from your lanai. Perfectly positioned to capture both, this beautifully maintained Carlyle model offers one of Riverstone's most popular settings with eastern front exposure, western rear exposure, and peaceful lake views that provide a stunning backdrop from morning through evening. With 3, 064 square feet, 3 bedrooms plus a den, 3. 5 baths, and a hard-to-find 3-car garage, the home balances elegant entertaining spaces with comfortable everyday living.
The open great room floor plan flows effortlessly into the formal dining area, while a wet bar with beverage refrigerator and custom wine storage creates the perfect gathering space for family and friends. The eat-in kitchen is thoughtfully designed with granite countertops and backsplash, a stainless steel vented cooktop hood, double wall ovens, abundant cabinetry, and a KitchenAid refrigerator (2022). Plantation shutters, custom his-and-hers closets, and numerous owner upgrades throughout reflect the exceptional care and attention given to the home. The versatile den offers an ideal space for a home office, media room, or flex space opening onto the front courtyard, while the spacious primary suite enjoys tranquil lake views from bay windows and a beautifully appointed bath.
Beyond its beautiful presentation, this home offers the kind of improvements buyers increasingly value but rarely find. A whole-house Generac generator (2019) powered by dual 120-gallon tanks, impact-resistant windows and doors, accordion shutters (2020) for convenient storm preparation, multiple surge protection systems, medical-grade UV air purification (2024), upgraded HVAC filtration, improved drainage around the property, and a garbage disposal (2025) provide exceptional peace of mind. A newer LG washer and dryer (2023) situated within the laundry room with a rinsing sink, folding counters and generous storage, and meticulous maintenance make this home truly move-in ready.
The expansive screened lanai showcases breathtaking sunset views over the lake, while the backyard offers ample room to create the custom pool and outdoor living space of your dreams. Located within Riverstone, one of North Naples' premier gated communities, residents enjoy resort-style amenities including a clubhouse, fitness center, resort and lap pools, tennis, pickleball, indoor and outdoor basketball courts, social activities, and top-rated schools, all just minutes from shopping, dining, and the Gulf beaches.
This is the complete Naples lifestyle package—beautiful views, thoughtful upgrades, exceptional peace-of-mind features, and a home designed for effortless Florida living.

Features

  • Amenities: Basketball,Bike And Jog Path,Billiards,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot Tub,Exercise Room,Hobby Room,Internet Access,Lap Pool,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court,Underground Utility,Volleyball
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Style: 1 Story/Ranch
  • Development: RIVERSTONE
  • Year Built: 2015
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Other
  • Approx Sq. Feet: 3,064
  • Acreage: 0.22
  • Est. Taxes: $6,195
  • Master HOA Fee: $1,515
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: LAUREL OAK ELEMENTARY
  • Middle School: OAK RIDGE MIDDLE
  • High School: AUBREY ROGERS HOGH SCHOOL
  • Pet Policy: No Approval Needed
  • MLS#: 226023266
  • Website: https://www.raveis.com
    /eprop/226023266/3384atlanticcir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of KW Elevate Luxury

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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3384 Atlantic CIR, Naples, FL, 34119

$1,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $879,200 $879,200 $879,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.110% 6.097%
Monthly Tax Payment $516 $516 $516
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,201 $5,271 $7,360
Total Monthly Payment $5,842 $5,912 $8,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.