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Welcome to shoreline living at its finest in one of Old Saybrook's desirable beach communities, just minutes from the water, marinas, beaches, restaurants, and all that the Connecticut shoreline has to offer. This beautifully remodeled split-level ranch combines modern updates, flexible living space, and an exceptional outdoor setting. Step inside to an inviting open-concept floor plan filled with natural light, featuring gleaming hardwood floors, a stunning center island, ample dining space, and a cozy gas fireplace that serves as the focal point of the main living area. The thoughtfully designed kitchen is perfect for both everyday living and entertaining, with easy access to the rear deck and backyard oasis. Upstairs, you'll find three spacious bedrooms, including an oversized primary suite complete with convenient laundry facilities and generous closet space. A full bath serves the additional bedrooms as well. The fully finished walkout lower level offers incredible versatility with a large family room, media room, additional finished living space, a second full bath, and a second laundry area-ideal for guests, recreation, home offices, or multi-generational living. There is a pellet stove for additional heating too! Outdoor enjoyment awaits with a large deck overlooking the above-ground pool, patio, an oversized fenced yard, and storage shed, providing plenty of room for entertaining, gardening, pets, and play. Adding tremendous value is the detached garage featuring a one-bedroom, one-bath accessory apartment above-perfect for extended family, guests, au pair, or a home office. Recent improvements include a brand-new septic system servicing the accessory apartment & newly paved driveway. There is central air conditioning, and numerous additional updates throughout the main house including solar to keep electrical costs low. This move-in-ready property offers the perfect blend of comfort, flexibility, and coastal charm in a sought-after Old Saybrook location.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 10.0 | Upper |
| Bedroom 2 | Hardwood Floor | 11.0 x 9.0 | Upper |
| Dining Room | Sliders,Hardwood Floor | 13.0 x 10.0 | Main |
| Kitchen | Vaulted Ceiling,Granite Counters,Island,Hardwood Floor | 13.0 x 12.0 | Main |
| Living Room | Bay/Bow Window,Vaulted Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | 10.0 x 19.0 | Main |
| Media Room | Walk-In Closet | 15.0 x 11.0 | Lower |
| Primary Bedroom | Walk-In Closet,Hardwood Floor | 21.0 x 19.0 | Upper |
| Rec/Play Room | Full Bath | 21.0 x 20.0 | Lower |
| Studio Apt | Balcony/Deck,Eating Space,Full Bath | Upper |
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William Raveis Real Estate
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Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $582 | $582 | $582 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,882 | $6,211 | $8,742 |
| Total Monthly Payment | $6,589 | $6,918 | $9,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.