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Virtually Staged. Beautiful, charming, classic Gulfport bungalow home in desired Waterview Park neighborhood with an additional 308 sq ft loft w/ full bath, kitchen, vaulted ceilings, and separate entrance. (in permitting) The main house is a 2-bedroom, 1-bathroom home with 1, 005 square feet, hardwood flooring, cove ceilings, excellent natural light, and the warm original character that makes a Gulfport bungalow feel like home. The pristine vintage pink tile bathroom keeps the home beautifully connected to its bungalow roots, while the layout and feel are bright, comfortable, and full of personality.
Within 15 minutes to 4 beaches that have been voted #1 Beach in America: St Pete Beach, Treasure Island, Madeira & Ft Desoto. Don't forget Sunset Beach the local secret. Less than a mile to Gulfport Beach, Casino, Rec Center, and the world famous O'Maddy's Bar. You're 10 minutes to downtown St Pete & close to Interstate 275. This home could not be situated in a more perfect location. Gulfport is home to art walks, open-air markets, lovely cafes, shade trees, live music, shade trees & sunsets.
The lot and neighborhood are shaded by mature trees that help make outdoor living comfortable all day long. The fenced backyard feels private, tropical, and unmistakably Gulfport, with Royal palms, a fruit-producing mango tree, a fruit-producing pecan tree, and mature landscaping. There are 4 brand-new wells still under warranty, along with an irrigation system, giving you years of low-cost watering to keep the landscaping lush without running up your water bill. There is also an 8 by 10 shed on a concrete pad for extra storage.
The home has been carefully maintained over the years with newer upgrades including A/C, hurricane windows, roof, and exterior paint. It sits approximately 3 feet above the street, in Flood Zone X on the edge of Disston Heights Ridge located on a block that did not flood during Helene. Flood insurance is not required by the current owner’s mortgage company, giving buyers an important detail to explore with their own lender and insurance provider.
In the back, the property includes a freshly renovated 308 square foot modern loft-style bonus space with its own separate entrance. Previously rented for $1, 300/month, this flexible area offers excellent options for guests, work-from-home use, studio space, extended stays, or potential income-producing use, subject to buyer due diligence and all applicable city, zoning, rental, and permitting requirements. The space features vaulted ceilings, modern finishes, a kitchen area, bathroom, and a clean modern design that gives the property added versatility beyond the main home.
The street is lined with well-kept homes, huge shade trees, mature landscaping, great neighbors, & the perfect micro-neighborhood. Close enough to everything you need far away from everything you don't.
Less than a mile from downtown Gulfport & Beach, about 5 miles from downtown St. Pete, and about 10 minutes to St Pete Beach, this home offers quick access to shopping, dining, waterfront fun, the arts of downtown St Pete/Gulfport & world-class beaches.
Classic Gulfport bungalow. Vintage pink tile bathroom. True hardwood floors. Hurricane windows. Shaded fenced yard. Well irrigation. Royal palms. Mango and pecan trees. Separate entrance loft bonus space. Rental history. Flood Zone X. No flood insurance required by current lender. Close to everything. This is Gulfport living, exactly where you want it.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $256 | $256 | $256 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,399 | $3,156 |
| Total Monthly Payment | $2,607 | $2,730 | $3,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.