24 Mud Mills Road, Middletown, NY, 10940 | $599,900

NOT EVERY HOME IS DESIGNED WITH TOMORROW IN MIND. THIS ONE WAS. Fully designed with intention and foresight, this unique 4-bedroom colonial offers a rare level of flexibility, functionality and comfort that can adapt as life needs evolve. From the moment you arrive, you'll appreciate this home's flexible floor plan and the endless possibilities it provides. Generous living spaces and a thoughtfully designed layout create opportunities for a variety of uses, allowing the home to easily adapt as your needs change over time. The addition of a second kitchen adds an extra layer of functionality and convenience while maintaining the integrity of a single-family residence. Inside, you'll find comfortable gathering spaces, abundant natural light, and a layout that balances privacy with togetherness. Whether you're looking for room to spread out, create dedicated work or hobby spaces, entertain with ease, or simply enjoy the flexibility of a home that can evolve alongside your lifestyle, this property delivers. From the oversized windows that flood the home with natural light to the inviting wraparound porch, every element was carefully considered. Wide stairways and doorways, nine-foot ceilings, dual washer and dryer hookups on both the first and second floors, California Closet systems, and a separate second-floor entrance all contribute to a home designed to adapt alongside your lifestyle. One of the home's most captivating features awaits outdoors. The serene backyard backs to a beautiful creek, creating a peaceful retreat where you can enjoy your morning coffee, unwind after a long day, or host outdoor gatherings surrounded by the soothing sights and sounds of nature. Blending classic Colonial charm with modern functionality, this home offers a rare opportunity to own a property that is both welcoming and adaptable. More than just a house, it's a home designed to grow and change with you for years to come.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 2009
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: Bilco Door(s), Full, Unfinished
  • Approx Sq. Feet: 3,208
  • Acreage: 0.8
  • Est. Taxes: $10,603
  • Lot Desc: Back Yard, Level
  • Water Front: Yes
  • Elem. School: William A Carter School
  • Middle School: Middletown Twin Towers Middle Sch
  • High School: Middletown High School
  • School District: Middletown
  • Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer, Oil Water Heater
  • MLS#: 1015871
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/1015871/24mudmillsroad_middletown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX Benchmark Realty Group   Phone: 845-341-0004

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

24 Mud Mills Road, Middletown, NY, 10940

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $884 $884 $884
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,874 $2,994 $3,953
Total Monthly Payment $3,850 $3,970 $4,929

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.