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Step into the charm of this vintage circa 1860 bungalow cottage, thoughtfully updated for today's lifestyle. Offering 1, 157 square feet, this inviting home features 2 bedrooms and 2 full bathrooms, blending historic character with modern upgrades. Recent improvements include a newer roof, updated windows, high-efficiency gas heating system with indirect hot water, and fresh interior and exterior paint for a maintenance free home. The heart of the home is a renovated, spacious kitchen with center island and designer appliances. This area flows seamlessly into a dramatic two-story living room/ dining area with a Jotul woodstove and stunning cathedral ceiling. You also have a dedicated office space, a primary bedroom with a fully renovated full bath which creates a flexible and functional layout. The standout feature is the expansive LR addition, showcasing floor-to-ceiling windows that frame serene views of the backyard and provide access to a new open wraparound Trex deck-perfect for relaxing or entertaining. The 2nd level is an open and versatile space ideal for the second bedroom, guest retreat, or creative area, along with a newly renovated full bath and ample storage in place of a traditional attic. Outdoors, the property is truly special. A lovingly cultivated "secret garden" awaits, with an abundance of perennials, trees, shrubs, and flowering plants. Enjoy your privacy surrounded by mature native trees with closeness to Wesleyan, downtown Middletown and recreation.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.2 x 14.2 | Main |
| Full Bath | Remodeled,Full Bath,Hardwood Floor | 4.1 x 9.8 | Main |
| Kitchen | Remodeled,Island,Hardwood Floor | 13.4 x 17.3 | Main |
| Living Room | Remodeled,2 Story Window(s),9 ft+ Ceilings,Cathedral Ceiling,Wood Stove,Hardwood Floor | 11.1 x 15.3 | Main |
| Office | Hardwood Floor | 7.2 x 8.0 | Main |
| Other | Hardwood Floor | Upper | |
| Primary Bath | Remodeled,Built-Ins,Stall Shower,Tile Floor | 7.3 x 9.4 | Upper |
| Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 8.6 x 11.1 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,667 | $2,192 |
| Total Monthly Payment | $2,069 | $2,155 | $2,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.