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Deep architectural character and charm in the heart of Uptown Kingston: This roomy classic Four Square offers more than 2, 800 square feet of graciously sized rooms, plus a large 2-story garage building, all on an oversized lot with a backyard garden sanctuary. Approached through tall hedges fronting a deep end-to-end sitting porch, the house serves up major visual charm immediately upon entry, with a living room and parlor walled in never-painted oak paneling and millwork, spindle-capped door openings and ornate oversized windows with original leaded glass. The dining room, separated from the living room by working pocket doors, builds on the charm with a coffered ceiling, a wide sidewall of bay windows, and, discreetly tucked away, a full bathroom. Though updated with newer cabinetry, the kitchen holds to the vintage style, especially with its adjoining butler's pantry featuring wonderful and original cabinetry, perfect for use as a supplemental kitchen, service area or bar. Upstairs are 4 large bedrooms and a second full bathroom, all centered on a sunny center hall with a subtly hidden staircase to the enormous windowed attic above. If more storage is required, there's also a full multi-roomed basement plus a large 2-car garage with loft space upstairs and convenient roll-up door access to both the driveway and the backyard. The terraced garden is a true oasis, with stacked-bluestone walls, a patio, separated flower beds, and a tall perimeter screen of hedges for a sense of privacy and retreat rare to find in a house that's so close to all the action in Uptown's historic Stockade District, one of the Hudson Valley's hottest destinations.
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Our Executive Mortgage Banker:
$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $552,000 | $552,000 | $552,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,368 | $1,368 | $1,368 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,354 | $3,485 | $4,584 |
| Total Monthly Payment | $4,814 | $4,945 | $6,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.