686 Pelzer Drive, Mount Pleasant, SC, 29464 | $1,650,000

Located in the sought-after Cooper Estates, 686 Pelzer Drive offers a rare opportunity in one of Mount Pleasant's most established neighborhoods. Offered as-is and set on a generous 0. 37-acre lot with its own dock and seawall on the neighborhood lake, this single-story home is ready for a thoughtful transformation. Engineered, permit-ready plans, a survey, Manual J, and more are all included in the sale. The design reimagines the home as a 2, 843 square-foot, 4 bedroom, 3 bathroom residence with a spacious primary suite, butler's pantry, and dedicated laundry. What truly sets Cooper Estates apart is its water access. There is no mandatory HOA, and an optional membership opens the gate to a four-acre waterfront facility on Shem Creek just moments away. Picture launching your boat from the newly renovated deepwater ramp, relaxing on the floating docks, or gathering with neighbors at the picnic area and fire pit, all a short golf cart ride away. Top-rated schools serve the area, downtown Charleston's dining and culture await minutes away, and the beaches are an easy drive. Opportunities like this are increasingly rare. Secure your place in this premier location and start building your Lowcountry dream today!

Features

  • Amenities: Boat Ramp, Dock Facilities
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Traditional
  • Development: 42 - Mt Pleasant S of IOP Connector
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Approx Sq. Feet: 2,422
  • Acreage: 0.37
  • Lot Desc: 0 - .5 Acre
  • Elem. School: James B Edwards
  • Middle School: Moultrie
  • High School: Lucy Beckham
  • MLS#: 26017737
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/26017737/686pelzerdrive_mountpleasant_sc?source=qrflyer
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Listing courtesy of AgentOwned Realty Preferred Group

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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686 Pelzer Drive, Mount Pleasant, SC, 29464

$1,650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,320,000 $1,320,000 $1,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.110% 6.097%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,808 $7,914 $11,050
Total Monthly Payment $7,933 $8,039 $11,175

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.