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CHARMING and SPACIOUS STUCCO HOME ON THE PRESERVE!! Welcoming from the start with lovely plank flooring, high ceilings, and fresh paint thru the living and dining areas, Kitchen boasts of abundant wood cabinets and counter space, including breakfast bar area, cozy breakfast nook with bay window plus a BONUS ROOM ideal for office, extra fridge, freezer, pantry and additional storage. Primary bedroom has double closets, bay window, new carpet and paint. Guest bath has a jacuzzi soaking tub plus shower. FLORIDA ROOM is same level as the home and creates a second light and bright living space, for crafting, reading and TV. This room leads to an enclosed lanai excellent for year round enjoyment and leads out to a fenced back yard perfect for exercising the puppy. Almost every room provides beautiful Preserve views which offer peace and tranquility not easily found these days. ROOF 2023, HVAC 2014, WATER HEATER 2001. SPRUCE CREEK PRESERVE is an active, fun, friendly 55+ gated golf community with pool, spa, pickleball, tennis, shuffleboard, corn hole, fitness center, water aerobics, yoga, exercise groups, chair volley ball, billiards, cards, crafts, games, bingo, bunco, potluck dinners, dances and social and travel groups. You can drive your golf cart to the golf course, and we're less then 4 miles from shopping, groceries, restaurants, hospital, fire station, and miles of nature trails for hiking and biking. North Central location is ideal for daytrips from the Gulf to Atlantic with a ton of things to do between. 90 minutes from 3 major airports and not far from cruising ports !! There is ALWAYS something to do in Florida !!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $154 | $154 | $154 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,193 | $1,243 | $1,641 |
| Total Monthly Payment | $1,422 | $1,472 | $1,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.