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3348 KELSEY LANE, St. Cloud, FL, 34772 | $300,000
For Sale This charming 3-bedroom, 2-bathroom single-family home offers a bright, move-in-ready layout perfect for comfortable living, complete with the peace of mind of a 2020 roof and newer interior paint. The exterior features an attached garage, a classic stucco finish, and a welcoming front entrance. Inside, an expansive open-concept living area boasts high vaulted ceilings, modern ceiling fans, low-maintenance tile flooring, and large sliding glass doors that lead out to a spacious, fully fenced backyard. The updated kitchen serves as the heart of the home, beautifully equipped with contemporary gray cabinetry, stainless steel appliances, and rich, polished wood-look countertops that overlook the living space via a convenient breakfast bar. Each bedroom features plush, neutral carpeting, including a primary bedroom highlighted by an elegant architectural bay window. Completing the interior are two pristine bathrooms that mirror the kitchen's modern gray vanities and polished wood-look countertops, each offering a full tub and shower combination. Situated in the highly coveted Cross Creek community, this home is just minutes from Narcoossee Road, US-192, and a variety of local dining, shopping, and schools. Perfect for recreation and leisure, you are a short drive from Lakefront Park, Peghorn Nature Park, and the unique charm of Historic Downtown St. Cloud. This prime location ensures effortless commuting and puts every daily convenience right at your fingertips.
Features
- Amenities: Clubhouse, Playground, Pool
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Washer Hookup
- Year Built: 2000
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,252
- Acreage: 0.14
- Est. Taxes: $4,606
- HOA Fee: $60 Monthly
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
- MLS#: S5152076
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/S5152076/3348kelseylane_stcloud_fl?source=qrflyer
Listing courtesy of GHALI REALTY, INC Phone: 407-707-8445
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3348 KELSEY LANE, St. Cloud, FL, 34772
$300,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,515 | $1,993 |
| Total Monthly Payment | $1,896 | $1,974 | $2,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388