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Lake life, every day! Enjoy year-round waterfront living in this renovated and freshly painted 2-bedroom, 2-bath Cape overlooking Rainbow Lake. Start your mornings with coffee and spectacular water views. Watch the seasons unfold through oversized windows that fill the home with natural light. The bright, open-concept living space features hardwood floors, a stone wood-burning fireplace, and a stylish quartz kitchen. Upstairs you'll find laundry, while the lower level offers additional storage. Step outside to the stone patio and soak in the peaceful surroundings. Tenant may enjoy use of the in-ground pool. Life at the lake is all about embracing the outdoors. Bring your kayaks, canoes, and paddle boards, spend summer days at the residents-only beach, cast a line from the shore, or enjoy ice skating and curling when winter arrives. Beach rights and a mooring are included, and nearby hiking trails offer even more ways to connect with nature. Tucked away in an idyllic setting, yet just minutes from I-684, I-84, Route 7, and Metro-North, this home offers the best of both worlds. Enjoy all that Ridgefield has to offer, from its highly regarded schools and renowned golf course to charming Main Street with its boutiques, cafes, and acclaimed restaurants. Catch a show at The Playhouse, ACT or a movie at The Prospector. Explore the town's many parks and trails, and experience the vibrant sense of community that makes Ridgefield one of Connecticut's most desirable places to live.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Full Bath | Stall Shower,Tile Floor | Main |
| Full Bath | Skylight,Quartz Counters,Double-Sink,Tile Floor | Upper |
| Great Room | Fireplace,Hardwood Floor | Main |
| Kitchen | Remodeled,Breakfast Bar,Ceiling Fan,Quartz Counters,Dining Area,Tile Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,800 | $2,800 | $2,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $17 | $18 | $23 |
| Total Monthly Payment | $92 | $93 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.