433 MONTE CRISTO BOULEVARD, Tierra Verde, FL, 33715 | $1,025,000

Island living, waterfront adventures, and some of Florida's most beautiful beaches—all just minutes from your front door. Welcome to the Monte Cristo community in Tierra Verde, one of Tampa Bay's most sought-after coastal neighborhoods, where boating, biking, nature, and waterfront dining are part of everyday life.

This spacious 4-bedroom, 2. 5-bathroom Key West-style home offers the perfect blend of comfort and functionality. Filled with natural light, the open floor plan is designed for both everyday living and entertaining. The kitchen features stainless steel appliances and a breakfast bar, flowing seamlessly into a dining area and the living room with a wood-burning fireplace and access to a covered porch overlooking the peaceful, tree-shaded backyard.

The flexible layout includes three bedrooms on the main living level, while the private primary suite occupies the upper floor, creating a true retreat complete with dual walk-in closets and a spacious ensuite bathroom. A bonus area upstairs provides the perfect space for a home office, reading nook, or fitness area. On the ground level, a two-car split garage and bonus room offer additional flexibility, with sliding glass doors opening to the shaded patio and backyard for effortless indoor-outdoor living.

Outside, the backyard provides plenty of room to create your own outdoor oasis, with space for a future pool and the option to add an elevator if desired.

Additional Highlights: Roof 2023, newer kitchen appliances (2021–2023), Water Heater 2022, HVAC systems (2017 & 2014), deck and stairs replaced in 2017.

Tierra Verde is perfectly positioned between award-winning St. Pete Beach and Fort De Soto Park, where miles of sandy beaches, walking trails, fishing piers, boating access, and a dog beach await. Residents enjoy a relaxed island lifestyle while remaining just minutes from vibrant Downtown St. Petersburg, known for its waterfront parks, museums, restaurants, shopping, and entertainment. Many locals consider Tierra Verde one of St. Pete's best-kept secrets—offering the tranquility of island living without sacrificing convenience.

Don't miss your opportunity to own a piece of paradise in one of Florida's most desirable coastal communities. Schedule your private showing today.

Features

  • Amenities: Park, Playground, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 1988
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Oversized, Split Garage, Under Building, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,929
  • Acreage: 0.2
  • Est. Taxes: $4,364
  • HOA Fee: $22 Quarterly
  • Lot Desc: FloodZone, In County, Landscaped, Near Marina
  • Elem. School: Gulfport Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Lakewood High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8520575
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8520575/433montecristoboulevard_tierraverde_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/8/2026 4:12:47 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

433 MONTE CRISTO BOULEVARD, Tierra Verde, FL, 33715

$1,025,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $820,000 $820,000 $820,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.203%
Monthly Tax Payment $364 $364 $364
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,785 $4,916 $6,920
Total Monthly Payment $5,274 $5,405 $7,409

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.