3681 ANNAPOLIS Way, Jacksonville, FL, 32224 | $915,000

Located in the coveted community of Crosswater at Pablo Bay, this bright and open 2-story POOL home offers 4BRs, a dedicated office, 4 full baths, and a 3-car garage! New A/C May 2026. The custom outdoor living area & summer kitchen overlook a sparkling pool & waterfall on a premium lot. The outdoor space is screened & fenced. Its desirable northeasterly backyard orientation offers welcome afternoon shade, creating the perfect environment for relaxation and outdoor gatherings.
Inside, spacious living areas and a statement-sized kitchen island are featured. Highlighted by two large sliding doors, the back wall of glass fills the home with natural light, seamlessly connecting the indoor and outdoor living spaces. The large primary suite with bay windows, jetted tub, walk-in shower & walk-in closet offers a retreat in itself, while the upstairs 4th bedroom is an expansive 506sf room with an ensuite & over-sized closet. Please see a list of add'l features in the Documents Section.

Features

  • Amenities: Pool, Children's Pool, Clubhouse, Dog Park, Jogging Path, Park, PlaygroundSidewalks, Street Lights, Curbs
  • Bedrooms: 4
  • Baths: 4 full
  • Style: Traditional
  • Year Built: 2016
  • Garage: 3-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 3,175
  • Acreage: 0.21
  • Est. Taxes: $8,593
  • HOA Fee: $850 Annually
  • View: Trees/Woods
  • Elem. School: Alimacani
  • Middle School: Kernan
  • High School: Atlantic Coast
  • Pool: In Ground, Electric Heat, Heated, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned, Water Softener Rented
  • MLS#: 2151291
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/2151291/3681annapolisway_jacksonville_fl?source=qrflyer
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Listing courtesy of INI Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3681 ANNAPOLIS Way, Jacksonville, FL, 32224

$915,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $732,000 $732,000 $732,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.228% 6.086% 6.183%
Monthly Tax Payment $716 $716 $716
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,272 $4,389 $6,177
Total Monthly Payment $5,080 $5,197 $6,985

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.