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Presented by
Doreen Corsano |
Situated on a freshwater pond, this 3-bedroom, 2-bath home has had some recent updates: fairly new whole house generator, roof 2023, furnace 2024. The engineering for a new septic system has been done. Agent has three quotes for installation. Buyer responsibility for installing system. The home has views of the pond from almost every room. Upon entering, there is a foyer which leads to a front to back living room with a fireplace and then into the dining room. The kitchen follows with a eat in area. Decks are off the dining room and living room. The primary bedroom has a walk-in closet with full bath and a door to a Julian deck. Lower level has a family room, utility room, office, workshop area, two more bedrooms with a full bath. and a storage closet. Seller has never lived in the property and has limited knowledge. Buyer to perform their own due diligence and verify any information. Existing dock needs repair. Some photos are virtually staged. Property being Sold "AS IS!"
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | Basement |
| Bedroom 3 | Closet, Flooring - Hardwood | Basement |
| Dining Room | Flooring - Hardwood, Deck - Exterior, Exterior Access | First |
| Family Room | Flooring - Hardwood, Window(s) - Picture, Exterior Access, Recessed Lighting | Basement |
| Kitchen | Flooring - Vinyl, Window(s) - Picture, Dining Area, Recessed Lighting | First |
| Living Room | Flooring - Hardwood, Window(s) - Picture, Deck - Exterior | First |
| Master Bedroom | Bathroom - Full, Closet - Linen, Walk-In Closet(s), Flooring - Hardwood, Window(s) - Picture, Deck - Exterior, Exterior Access | First |
| Office | Flooring - Hardwood, Exterior Access | Basement |
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NMLS Mortgage Loan Originator ID 32556
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $651 | $651 | $651 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,312 | $3,493 | $4,612 |
| Total Monthly Payment | $4,055 | $4,236 | $5,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.