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Discover the ease of one-level living in this meticulously maintained, 3 bedroom (but lives like a 4 bedroom!) Town of Wappinger ranch style home offering comfort, convenience, and plenty of potential. The welcoming floor plan features a spacious living room, dining room, and eat-in kitchen, while abundant natural light creates a bright and inviting atmosphere throughout. Hardwood floors lie beneath the carpeting throughout the home, ready to be revealed and enjoyed. The home offers a large primary bedroom with en-suite half bath, plus 2 additional, generously sized bedrooms and a full bath. A versatile flex room provides additional living space and can easily serve as a home office, den, or hobby room. The full, unfinished basement offers abundant storage and endless possibilities for future use, while the attached one-car garage adds everyday convenience. Additional highlights include municipal water and sewer, newer windows, a new roof and gutters (2024), and a newly paved driveway (2024). The nicely sized patio and yard offer space for gardening and outdoor enjoyment. Lovingly cared for over the years, this cherished home presents a wonderful opportunity for you to make it your own. Centrally located - just 10 minutes to New Hamburg Train Station (Metro-North), the Dutchess Rail Trail, Adams Fairacre Farm and all that Route 9 has to offer. Come see this beautiful home before it’s too late!
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Our Executive Mortgage Banker:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.615% | 5.952% |
| Monthly Tax Payment | $663 | $663 | $663 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,114 | $2,197 | $2,890 |
| Total Monthly Payment | $2,852 | $2,935 | $3,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.