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108 Palmer St, Quincy (Germantown), MA, 02169 | $450,000
This adorable Colonial with lovely marsh and sunrise views is ready for new owners to come in with their sleeves rolled up and their vision for the house in place! Spacious living room is open via half-wall with the dining area, kitchen w/ newer cabinets & a gas stove, and a Family Room area w/ the full bath off plus a glassed in Porch area overlooking the back. Family Room has a closet & was used as a 3rd BR prior. Upstairs has 2 bedrooms plus a foyer that can be used as an office, & 3 closets for storage. The back lot is asphalt which means no mowing the lawn & has nice marsh views. Vinyl sided, many newer vinly windows, roof is 8 years old, and newer HTP gas boiler. Washer hookup in the bathroom; full laundry hookups in the basement. On a busline, the house has off-street parking, and is a short drive to Quincy Center, the Expressway/Routes 3/93/128, and a short drive into Boston. Great starter or possible downsizer, so don't miss out!
Features
- Town: Quincy
- Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University, Sidewalks
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup, In Basement
- Style: Colonial
- Year Built: 1910
- Basement: Full, Interior Entry, Concrete, Unfinished
- Approx Sq. Feet: 1,116
- Acreage: 0.07
- Est. Taxes: $4,912
- Lot Desc: Cleared, Level
- View: Scenic View(s)
- Appliances: Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
- MLS#: 73538467
- Website: https://www.raveis.com
/prop/73538467/108palmerst_quincy_ma?source=qrflyer
Listing by Richard Lannon courtesy of Keller Williams Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Wood | 10.0 x 14.0 | Second |
| Dining Room | Flooring - Wood, Open Floorplan | 8.0 x 8.0 | First |
| Family Room | Flooring - Wood, Balcony / Deck, Sunken, Closet - Double | 11.0 x 12.0 | First |
| Kitchen | Flooring - Vinyl | 10.0 x 11.0 | First |
| Living Room | Flooring - Hardwood, Open Floorplan | 15.0 x 19.0 | First |
| Master Bedroom | Flooring - Wood, Closet - Double | 11.0 x 14.0 | Second |
| Office | Flooring - Wood | 7.0 x 9.0 | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
108 Palmer St, Quincy (Germantown), MA, 02169
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $409 | $409 | $409 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,130 | $2,246 | $2,965 |
| Total Monthly Payment | $2,614 | $2,730 | $3,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630