22 Wagon Lane E, Centereach, NY, 11720 | $674,999

Incredible opportunity to own this beautifully updated Colonial featuring a legal accessory studio apartment with proper permits, ideally situated mid-block on a perfectly flat, landscaped property within the highly desirable Middle Country School District. This exceptional home offers outstanding curb appeal with a 3-year-young roof, beautiful white vinyl siding, a welcoming front portico, custom paver walkway, raised planting beds, white PVC fencing, and a blacktop driveway accented with Belgian block. The backyard is designed for entertaining with a brand-new wood deck and private outdoor space. Step inside to an open and inviting floor plan featuring new vinyl flooring, recessed lighting, custom moldings, fresh paint, and abundant natural light throughout. The updated kitchen showcases quartz countertops, tile backsplash, oak upper cabinetry, maple lower cabinetry, stainless steel appliances, gas cooking, and generous cabinet and counter space, flowing seamlessly into the dining area and formal dining room. A sliding glass door off the dining area provides direct access to the brand-new rear deck, creating the perfect indoor-outdoor flow for entertaining and everyday living. Just beyond is an oversized den/great room featuring built-in shelving, pendant lighting, and ample space for entertaining or relaxing. Upstairs offers three spacious bedrooms plus a stunning primary suite situated on its own private level, featuring soaring vaulted ceilings, pendant lighting, ceiling fan, custom staircase railings with decorative metal inserts, and a beautifully renovated spa-inspired bathroom with a soaking tub, glass-enclosed shower, quartz vanity, designer fixtures, and elegant octagon tile accents. The additional full bathroom has been completely transformed with a quartz vanity, gold fixtures, new tub, glass shower enclosure, designer tile work, and a matching gold-framed mirror. The accessory studio apartment offers its own private entrance, full bathroom, and flexible living space, creating an exceptional opportunity for extended family, guests, or supplemental income. Additional updates and features include forced hot air heating, central air conditioning, natural gas, a 2-year-young hot water heater, 200-amp electric service, in-ground sprinklers, updated plumbing, a new thermostat, new doors, updated hardware, newer lighting throughout, updated kitchen cabinetry and finishes, newer stainless steel appliances, a separate septic system for the washing machine, and extensive improvements that make this home truly move-in ready. This is a rare opportunity to own a beautifully updated home that offers style, functionality, flexibility, and income-producing potential.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Colonial
  • Year Built: 1955
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,680
  • Acreage: 0.22
  • Est. Taxes: $12,333
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Bicycle Path Kindergarten-Pre K
  • Middle School: Dawnwood Middle School
  • High School: Centereach High School
  • School District: Middle Country
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: 1013847
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/1013847/22wagonlanee_centereach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 631-863-9800

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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22 Wagon Lane E, Centereach, NY, 11720

$674,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $539,999 $539,999 $539,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $1,028 $1,028 $1,028
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,234 $3,410 $4,484
Total Monthly Payment $4,354 $4,530 $5,604

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.