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Under contract-accepting backup offers. ONE MILE TO INDIAN ROCKS BEACH- FLOOD ZONE X. MOVE IN, TURN-KEY, EFFORTLESS LIVING READY! This exceptionally maintained 2 bedroom, 2 bath, end unit residence with a Florida room and an attached garage offers refined coastal living.
This beautiful villa has recently undergone a 4-point inspection, a comprehensive home inspection, and a wind mitigation inspection. To help reduce a buyer's out-of-pocket expenses, the seller is happy to share these reports. Any minor items identified during the inspections have already been addressed and corrected.
Since purchasing the home in 2017, the owner has made numerous improvements and updates. Most notably, in 2025 the electrical panel, HVAC system, and water heater were replaced. Additional upgrades include a new primary bathroom vanity and a stackable washer and dryer, providing added value and peace of mind for the next owner.
The HOA-maintained community provides effortless living with a community pool just steps from the front door. The HOA maintains the exterior of the home (roof & siding) as well as provides high speed internet and premium cable package, landscaping, insurance, and escrow. Set in a quaint, quiet, and golf-cart-friendly neighborhood, the home also enjoys the rare advantage of being OUTSIDE OF A FLOOD ZONE. While remaining quietly tucked away by mature landscaping the community is within walking distance to the beach, shopping, dining and more —a sophisticated retreat where elevated design meets effortless Florida living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,677 | $1,747 | $2,306 |
| Total Monthly Payment | $1,945 | $2,015 | $2,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.