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Welcome home to this beautiful turnkey Colonial nestled in one of Colchester's most desirable sidewalk-lined neighborhoods. The spacious main level features an inviting living room, formal dining room, and a stunning renovated kitchen with butcher block countertops, updated appliances, ample prep space, backsplash & updated fixtures. Large living room w/a wood stove insert adds warmth and incredible efficiency, helping to keep heating costs low while creating a cozy atmosphere. Conveniently located guest bathroom on the main level. Beautiful hardwood throughout. Upstairs, you'll find 4 large bedrooms and a beautifully renovated full bath. Both bathrooms have been tastefully updated, and the home has been freshly painted with updated lighting. Enjoy having Andersen windows, newer siding & hot water heater, updated electrical, plumbing and more. Outside, the meticulously landscaped property offers a true backyard oasis with established gardens, raised beds, peach & apple trees, a fire pit area, and a beautiful flat yard perfect for entertaining or simply enjoying nature. A large and valuable Kloter Farms shed, added in 2022, provides exceptional storage and functionality. Enjoy the ease of having public utilities. Perfectly situated in the heart of Connecticut, this exceptional home offers easy access to Hartford, Norwich, the shoreline, and major commuting routes. Colchester is known for its strong sense of community & recreational opportunities.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Full Bath | Upper |
| Half Bath | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,996 | $2,636 |
| Total Monthly Payment | $2,366 | $2,445 | $3,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.