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Welcome Home to this Beautiful 5-Bedroom Retreat in Oak Harbour. On a preserve lot, this stunning 5-bedroom, 4-bath Home offers the perfect blend of comfort, elegance, & functionality. Designed for both everyday living & effortless entertaining, with a formal living & dining rooms, a spacious family room with a wood-burning fireplace, thoughtfully designed floor plan that flows seamlessly throughout. Step outside & discover your own oasis. The sparkling saltwater Pool, covered patio, and lush Queen palms create an inviting setting for relaxation, family fun, & memorable gatherings. The private backyard backs to a serene preserve, offering peaceful views & year-round enjoyment of Florida's outdoor lifestyle. The oversized primary suite serves as a luxurious retreat, complete with 2 closets, a large shower, and a soothing garden tub. Replaced Roof 2019, A/C 2019. Lovingly maintained by its original owners, this special home is ready for its next chapter. for a New Owner to call HOME This floor plan provides ample space & flexibility for family, guests, or a home office. Located in sought-after St. Johns County, this home is zoned for top-rated schools, with the elementary school within walking distance. Oak Harbour has a low HOA fee and NO CDD fees, replaced Roof in 2019, A/C in 2019, updated upstairs bathroom in 2023, water heater in 2026, Fresh interior paint, and new carpet. Lovingly maintained by its original owners, this special home is ready for its next chapter. With its beautiful outdoor living spaces, desirable floor plan, and prime location, it's the perfect place for another family to create lasting memories and call Home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $287 | $287 | $287 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,308 | $3,489 | $4,606 |
| Total Monthly Payment | $3,687 | $3,868 | $4,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.