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Welcome home to this beautiful Colonial, where classic charm meets modern convenience. The kitchen features butcher block countertops and stainless steel appliances. Hardwood floors throughout the home. The spacious living room offers a stunning fireplace with a custom insert installed in 2022, creating the perfect gathering space. A separate dining room leads to a bright and inviting sunroom-ideal for a home office, reading nook, or additional living space. You can also step outside the dining room to a charming deck overlooking a meticulously maintained backyard. Enjoy peace of mind with numerous updates, including new Andersen windows installed in 2022 in all rooms except for the sunroom, kitchen and small window in the dining room, and a central air system added in 2022 with a new thermostat and condensate pump. The upper level features two large sized bedrooms and a full bathroom. The primary has an extra room- ideal for an office, closet or nursery! The backyard oasis is sure to impress, complete with an entertainer's dream shed featuring electricity-perfect for hobbies, a workshop, or extra gathering space. Reap the savings of the solar panel system that is based on generation only! Located in a highly walkable neighborhood, you'll enjoy easy access to local restaurants & shopping. Just minutes from Yale University, Yale New Haven Hospital, train station, I-95 & I-91. Don't miss the opportunity to make this charming Colonial your next home!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Dining Room | Balcony/Deck,Hardwood Floor | Main |
| Full Bath | Upper | |
| Kitchen | Main | |
| Living Room | Ceiling Fan,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
| Sun Room | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $662 | $662 | $662 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,677 | $1,768 | $2,325 |
| Total Monthly Payment | $2,414 | $2,505 | $3,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.