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Rare Opportunity! Lower Atlantic Model In The Highly Desirable Stonington Community. This Well-Maintained Home Features 1 Bedroom, 1. 5 Baths, And A Partially Finished Basement With Approximately Two-Thirds Finished Living Space And One-Third Dedicated To Utilities, Workshop, And Storage. Enjoy An Open-Concept Floor Plan With A Spacious Living Room, Dining Room, And An Updated Eat-In Kitchen Featuring A Center Island, Granite Countertops, And Custom White Cabinetry Extending To The Ceiling. The Bright And Inviting Den Offers An Abundance Of Natural Sunlight, Creating The Perfect Space For Relaxing Or Working From Home. The Generous Primary Bedroom Includes A Walk-In Closet And A Private Bath Complete With Both A Tub And Walk-In Shower. Recent Updates Include: New Central Air Conditioning And Furnace With Humidifier (2021) And New Stackable Washer And Dryer. All Custom Window Treatments. Step Outside To The Covered Porch, Ideal For Entertaining Guests Or Enjoying A Peaceful Morning Coffee. One Assigned Parking Space. Residents Can Take Advantage Of The Heated Salt Water Pool, Tennis /Pickleball Courts, Fitness Center And A Welcoming Clubhouse. Pet Lovers Will Appreciate The Dog Park And Doggy Stations Throughout The Complex. Ideally Situated Near The Charming Village Of Port Jefferson, You’ll Enjoy Easy Access To Its Unique Boutiques, Diverse Restaurants, And Waterfront Attractions And The Port Jefferson Ferry To Connecticut.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $392,000 | $392,000 | $392,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $334 | $334 | $334 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,348 | $2,446 | $3,229 |
| Total Monthly Payment | $2,757 | $2,855 | $3,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.