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This spacious colonial home in Mill Hill presents a great opportunity for multi-generational living or possibility of having income potential with a lower level apartment with its own access! The entire home has been freshly painted and professionally cleaned- just ready for a new owner! New hot water heater, 10 year old roof and vinyl siding, and newer gas furnace. The main floor features hardwood flooring throughout, a full bathroom, laundry closet and updated kitchen with large pantry closet! The kitchen has solid oak cabinetry, absolute black granite countertops and backsplash, and a rear door to the back patio. Upstairs you will find three bedrooms, a full bathroom featuring marble accepts and tub/shower, and linen closet for storage. The primary bedroom fits a king size bed and has two closets! The lower level has tile flooring, a large room for hanging out, a kitchenette with oak cabinetry, a bedroom or office option and full bathroom! There is also another laundry hookup! There is access in the rear and front of the home directly to the lower level. Outside a spacious patio with flower beds provides a great opportunity for enjoyment and the two car detached garage in the rear is perfect storage. The garage is accessed by Alley, which runs parallel to Dover St and the driveway has room for 2-cars. Half a mile away from New Bassick High School and magnet schools. . One Mile away from Bridgeport Hospital! Close to public transportation! Public record says 2 bedroom, but there are clearly 3 bedrooms on the second floor and always has been. There are 3 full bathrooms one on each level.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Full Bath | Main |
| Full Bath | Upper |
| Full Bath | Lower |
| Kitchen | Main |
| Kitchen | Lower |
| Living Room | Main |
| Primary Bedroom | Upper |
| Rec/Play Room | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $455 | $455 | $455 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,964 | $2,071 | $2,735 |
| Total Monthly Payment | $2,494 | $2,601 | $3,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.