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Welcome to 13 Oneida Trail in Glen Spey, NY, a spacious four-bedroom home set on just over half an acre in a peaceful lake community. With generous living space, an eat-in kitchen, a large family room, a finished attic, and a primary bedroom with its own enclosed porch, this home gives buyers room to live, work, gather, and grow. The layout offers flexibility for a wide range of buyers. First-time buyers can build equity while making the home their own. Investors can see the upside and long-term potential. Anyone needing more space will appreciate the extra rooms, storage, and multiple areas to spread out. Whether you envision a home office, guest space, playroom, studio, or quiet retreat, this home gives you options. One of the standout features is the detached garage. This is the kind of space that can completely change how someone uses a property. It is ideal for a mechanic, hobbyist, contractor, woodworker, artist, collector, or musician looking to create a private home studio. With electric and plenty of room to work, store, build, or create, the garage adds tremendous value beyond the main home. Located near lake amenities, outdoor recreation, and the natural beauty Glen Spey is known for, this property offers more than just square footage. Enjoy nearby Circle Park, local walking areas, and the peaceful setting of the surrounding lake community. Millbrook On The River, a well-known local restaurant, is also nearby for dinner, drinks, and a convenient night out. 13 Oneida Trail is being sold as is and is ready for the next owner to bring their vision. Space, setting, garage potential, and lake community living all come together in one opportunity.
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Our Executive Mortgage Banker:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $404 | $404 | $404 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,317 | $1,389 | $1,826 |
| Total Monthly Payment | $1,796 | $1,868 | $2,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.