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428 White Scallop Way, Summerville, SC, 29486 | $370,000
Don't miss this rare opportunity to assume the existing loan at an attractive 4. 99% interest rate! Welcome to this charming single-story Glenwood floorplan nestled in the sought-after Shell Pointe at Cobblestone Village community. This 3-bedroom, 2-bathroom home offers an open-concept layout that seamlessly connects the living, dining, and kitchen areas. The well-appointed kitchen features a central island, an eat-in dining space, and a pantry, while smooth ceilings and an inviting entrance foyer add a polished feel throughout. The primary suite is privately situated at the rear of the home and boasts a spacious walk-in closet and a full en-suite bath. Two additional bedrooms offer flexibility for guests or a home office. Additional highlights include a covered back patio and an attached two-car garage, offering both outdoor space and ample storage. Situated on a desirable fenced corner lot, this home offers added privacy and extra outdoor space. Residents of Shell Pointe enjoy a community pool. Conveniently located with easy access to I-26, shopping, and dining, this home puts everything the Lowcountry has to offer right at your doorstep.
Features
- Amenities: Pool, Trash
- Bedrooms: 3
- Baths: 2 full
- Laundry: Washer Hookup, Laundry Room
- Style: Traditional
- Development: 73 - G. Cr./M. Cor. Hwy 17A-Oakley-Hwy 52
- Year Built: 2023
- Garage: 2-car Attached
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 1,616
- Acreage: 0.13
- Lot Desc: 0 - .5 Acre
- Elem. School: Devon Forest
- Middle School: College Park
- High School: Stratford
- MLS#: 26017622
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/26017622/428whitescallopway_summerville_sc?source=qrflyer
Listing courtesy of EXP REALTY LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
428 White Scallop Way, Summerville, SC, 29486
$370,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $296,000 | $296,000 | $296,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,799 | $1,869 | $2,458 |
| Total Monthly Payment | $1,874 | $1,944 | $2,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484