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Welcome to a truly distinctive post & beam waterfront retreat on the shores of Crystal Lake. This remarkable property offers approximately 200 feet of frontage on one of Vermont's clearest and most sought-after lakes. Crystal Lake encompasses roughly 618 acres with depths approaching 100 feet and is renowned for its exceptional water quality, boating, fishing, swimming, and stunning natural beauty. Designed to maximize efficiency, views, and indoor-outdoor living, the structure features insulated metal panel walls and ceilings providing approximately R-40 walls and R-48 ceilings. The main level offers radiant heated polished concrete floors, soaring 12-foot ceilings, exposed post & beam construction, and an open-concept layout centered around a custom kitchen with granite countertops, oversized Thor gas range, refrigerator, dishwasher, and luxury finishes throughout. Two oversized glass overhead doors create a seamless connection between the interior and the waterfront setting, capturing commanding views of Crystal Lake and the dramatic ledges across the water. The bathroom features a large custom tile shower. The spacious second floor is currently configured as one large open room with spectacular lake views. However, the previous cottage was a 2 bedroom so at the asking price, the seller is willing to install a few walls and 2 doors to make it 2 formal bedrooms if desired. Outside, enjoy a level lakeside yard, easy access from South Barton Road, and a 30-foot dock included in the sale. Prior to closing, the seller will complete a new 42' x 12' composite deck overlooking the lake, remove excess fill on the north side of the home, and seed the lawn. A truly unique waterfront offering combining modern construction, exceptional energy efficiency, stunning craftsmanship, and one of Vermont's premier lakefront settings. Some photos have been AI enhanced and/or virtually staged to illustrate the property's potential when furnished and fully completed.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/28/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $500 | $500 | $500 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,353 | $3,493 | $4,612 |
| Total Monthly Payment | $3,945 | $4,085 | $5,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.