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This quintessential Vermont farmhouse is located in the historic hamlet of West Brookfield. This tight-knit community features a working seventh-generation family farm, the original schoolhouse, and a meeting house dating back to the 1800s that continues to host community events. The property is located 9. 1 miles from Randolph VT, 23 miles from MontpelierVT, and 11 miles south of Northfield Vt and Norwich University. The home features three bedrooms, with the potential for first-floor living. The remodeled kitchen includes a robust soapstone sink, a center island with plenty of storage, updated appliances, and a nearly new woodstove, as well as access to the front and back porches. There are two bathrooms on the first floor, one of which is associated with a beautiful vaulted ADU space that could serve as a fourth bedroom, studio, home office, etc. A newly renovated and insulated mudroom/laundry area connects the spacious garage to the rest of the house. Large living and dining rooms with built-ins are bathed in natural light. Hardwood floors throughout including refinished original wide-plank. The second floor bedrooms feature built-in dressers, with a bathroom nearby at the top of the stairs. The exterior includes a fenced-in backyard, fire pit, chicken coop, deck, and many perennials including lilacs and mature apple trees. Step back in time with all the modern amenities. Come take in all the charm of this house and neighborhood.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $252 | $252 | $252 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,964 | $2,071 | $2,724 |
| Total Monthly Payment | $2,291 | $2,398 | $3,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.