102 N CLAYTON STREET, Mount Dora, FL, 32757 | $699,900

COTTAGE-INSPIRED DOWNTOWN MOUNT DORA RETREAT WITH LUXURY UPDATES, EXCEPTIONAL OUTDOOR LIVING, AND UNMATCHED FLEXIBILITY! Welcome to one of downtown Mount Dora's most distinctive and beautifully renovated homes. Blending historic charm, modern luxury, and a versatile cottage-style design, this one-of-a-kind property offers the lifestyle buyers dream about when they imagine living in Mount Dora. Situated on a beautifully landscaped corner lot with no HOA, just blocks from downtown's boutiques, restaurants, cafés, waterfront parks, marina, festivals, farmers market, and entertainment district, this exceptional residence invites you to enjoy the walkable, golf cart-friendly lifestyle that has made Mount Dora one of Central Florida's most sought-after destinations. Step inside and discover a home thoughtfully transformed with attention to detail. Rich engineered hardwood flooring, abundant natural light, elegant fixtures, fresh interior and exterior paint, and a stunning wood-burning fireplace with updated hearth, surround, and mantle create warm, inviting spaces filled with character and charm. At the heart of the home is a show-stopping chef's kitchen featuring gorgeous marble countertops, an oversized center island, subway tile backsplash, stainless steel appliances, extensive cabinetry, generous prep space, and exceptional storage. Designed for both entertaining and everyday living, this space serves as the centerpiece of the home. The primary suite is a private sanctuary offering comfort and luxury. The beautifully renovated ensuite bath features marble countertops, dual vanities, a relaxing jetted garden tub, separate walk-in shower, and a spacious walk-in closet. Marble countertops continue throughout all bathrooms, providing timeless elegance throughout the home. One of the home's most desirable features is its unique cottage-inspired layout. With five separate entrances and multiple private living areas, the flexible floor plan offers exceptional versatility. A private studio-style suite with its own entrance includes a kitchenette with granite countertops, refrigerator, microwave, and range, while additional cottage-style spaces provide privacy and flexibility. Upstairs and downstairs laundry areas add convenience and functionality. Outside, the property truly comes to life. Designed to feel like a private boutique retreat, the grounds feature multiple outdoor living spaces, peaceful terraces, mature landscaping, decorative brick accents, a side deck, and a beautiful firepit courtyard perfect for gathering under the stars. The outdoor spaces offer a setting rarely found this close to downtown. Additional features include a covered carport, storage shed, new driveway and sidewalks, irrigation system, tankless natural gas water heater, two HVAC zones, and natural gas capacity for a generator, fireplace, and outdoor grill. Located near US Highway 441, SR 429, SR 414, the Florida Turnpike, Orlando, Sanford, area hospitals, airports, and Central Florida attractions, this extraordinary property combines the charm of small-town living with convenient access to everything Central Florida has to offer. Rarely does a home capture the essence of Mount Dora living so perfectly. Combining luxury finishes, cottage-inspired charm, exceptional outdoor spaces, remarkable flexibility, and an unbeatable downtown location, this is a truly special opportunity to own a one-of-a-kind Mount Dora retreat.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Historical
  • Year Built: 1948
  • Garage: Covered, Driveway, Oversized, Parking Pad
  • Heating: Central, Exhaust Fan
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,241
  • Acreage: 0.22
  • Est. Taxes: $5,143
  • Lot Desc: Corner Lot, Historic District, City Lot, Sloped
  • Elem. School: Round Lake Elem
  • Middle School: Mount Dora Middle
  • High School: Mount Dora High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: G5113969
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/G5113969/102nclaytonstreet_mountdora_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2026 3:02:12 PM)
Listing courtesy of HANSON REAL ESTATE GROUP, INC.   Phone: 352-383-3772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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102 N CLAYTON STREET, Mount Dora, FL, 32757

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $429 $429 $429
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,353 $3,535 $4,650
Total Monthly Payment $3,874 $4,056 $5,171

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.