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This 3 bed 2-1/2 bath condo in Surf Club III is in excellent move in condition. Popular 1, 640 sqft Captiva model with upgrades makes this a desirable unit. Only one owner. Tile plank floors in all living areas, operable single hung impact glass window in primary bedroom allows you to open and hear the waves and feel ocean breezes. Primary bedroom has its own en-suite bath, walk-in closet and ocean views. Great room has large impact sliding glass doors leading to balcony with ocean views for awesome sunrises. Kitchen upgrades include new cabinet door fronts, pullouts, improved non wire shelving, and more. 42" cabinets, an eat at bar with granite countertops make this a comfortable, functional kitchen. Newer appliances include fridge, dishwasher, washer and dryer. Both guest bedrooms are large and comfortable. 2 covered garage parking spaces and a storage unit included. Relax on the ocean view deck. Surf Club is a unique complex with fantastic amenities. It is located directly on the ocean but with Intra-coastal access as well. Take the boardwalk to the beach and you might have sea turtles swimming in the rock formations. Soft sand to stroll or relax in the sun. This pet friendly beach allows you to walk your dogs on the uncrowded beach. Swim in any of the any of the 3 pools, or use the fitness center. Take your bike or bring a kayak and head to the Intra-coastal clubhouse and dock for sunsets. Enjoy miles of salt flats to fish and explore by kayak. Walk on the miles of trails in the preserved wooded area. Located in North Flagler County you are close to St. Augustine and exciting Daytona. Nearby is convenient shopping at Publix, dining, boat ramps, miles of bike and walking trails, and of course the beach. Condo fees include Wind and Flood insurance, Pest Control, 24 hr gate, Cable, High Speed Internet, Water, 3 Pools, Tennis and Pickle Ball courts, Volley ball courts, Shuffle ball, several clubhouses, Fitness Center, Walking Trails, Library, Covered Garage Parking, Day Dock at ICW, and much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $511 | $511 | $511 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,649 | $2,753 | $3,621 |
| Total Monthly Payment | $3,252 | $3,356 | $4,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.