102 PEACOCK CIRCLE, Safety Harbor, FL, 34695 | $580,000

Welcome to 102 Peacock Circle in charming Safety Harbor, located a quick golf cart ride to the picturesque downtown Safety Harbor area! Tucked away on a quiet cul-de-sac and situated on a desirable corner lot, this home offers beautiful curb appeal, lush landscaping, and a picturesque neighborhood setting that is hard to beat, with no flood insurance required!

Inside, newer LVP floors and brand new interior paint welcome you, as well as an inviting open-concept layout designed for both everyday living and entertaining. The spacious kitchen centers the open living space and features newly redone solid wood cabinetry, stone countertops, an island with electric (Perfect for baking!), and double-stacked cabinets to the ceiling for extra storage. The living space surrounding the kitchen gives versatility in furniture layout and placement, depending on what your family's needs are at any given moment. Step outside of the sliding glass doors, and you can welcome yourself to your Florida Oasis! There is a large covered lanai area with electric, curtains, and enough space for a couch and table, which just extends the usable living space of this home. Beyond the lanai, you will find the sparkling pool and an amazing built-in Cabana! The cabana has been recently refreshed and updated, with most of the wood replaced and completely restained, for ease of maintenance! This entire area is screened in, but there is still room for ample side yards, perfect for pups, a playset, or a garden bed. The west side yard has a double gate, perfect for boat or RV storage. The landscaping, rock, and mulch were just redone, also ensuring that the home is truly move-in ready.

Back inside, there are two generously sized guest bedrooms, sharing a fully updated full bathroom (Bathtub/Shower Combo) located just off the family room. The private primary suite is tucked away on the opposite side of the home, giving the house a true split floor plan. The spacious retreat has sliders leading out to the pool area, and the room is large enough for a king-sized bed, dressers, and if you need more storage, there's a large walk-in closet! The primary ensuite has been updated as well, giving the whole primary suite a true oasis feel.

This home has been extensively updated, offering peace of mind for years to come. Improvements include new luxury vinyl plank flooring (2023), exterior paint and stucco repairs (2023), fresh interior paint and newly refinished cabinets (2026), new landscaping (2026), a 2023 water heater, 2023 washer, 2026 dryer, and an owned water softener that conveys (2023). The ductwork was replaced at the end of 2024, and the evaporator coil and TXV for the HVAC were replaced in May 2025. The pool subpanel was replaced in 2025, the filter and pump were replaced in 2024, pool screens have recently been serviced, and hardwired Ring security cameras convey with the home. HVAC was replaced in 2020, and the dimensional shingle roof was fully replaced in 2019. A full upgrades list is attached! This home is truly move-in ready, lovingly maintained, and ready for its new owner!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 87 x 103
  • Laundry: In Garage
  • Year Built: 1979
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,626
  • Acreage: 0.2
  • Lot Size: 87 x 103
  • Est. Taxes: $6,291
  • HOA Fee: $50 Annually
  • Lot Desc: Cul-De-Sac, Landscaped, Level, Oversized Lot, Sidewalk, Street Dead-End
  • Elem. School: Curlew Creek Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Pool: In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8518481
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8518481/102peacockcircle_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 8:47:07 AM)
Listing courtesy of BAY TO BAY BROKERAGE   Phone: 813-230-8046

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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102 PEACOCK CIRCLE, Safety Harbor, FL, 34695

$580,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $464,000 $464,000 $464,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $524 $524 $524
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,779 $2,895 $3,822
Total Monthly Payment $3,395 $3,511 $4,438

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.